topic Re: Received Judgement Notice:-((( in Rebuilding Your Credit

Received Judgement Notice:-(((

rm3 — Sun, 24 Feb 2013 19:49:16 GMT

Is it too late for me to take care of the balance to prevent this from being placed on my credit reports? I can pay it in full. Just don't want any setbacks with my credit.

Re: Received Judgement Notice:-(((

RobertEG — Sun, 24 Feb 2013 19:51:36 GMT

What did you receive, a notice that they have filed an action, or an actual notice that trial has concluded, and they were awarded a judgment?

If an acutal judgment has been awarded, were you ever served notice of the date of trial, or asked to respond to their action?

Re: Received Judgement Notice:-(((

rm3 — Sun, 24 Feb 2013 19:53:41 GMT

It simply said a judgement had been filed. I'm so scared it will pop up on my reports.

Re: Received Judgement Notice:-(((

rm3 — Sun, 24 Feb 2013 20:09:22 GMT

Does anybody know when it might show up on my report? Does it have to be rewarded first? I'm paying it tomorrow but don't want even a paid judgement to show up on my reports.

Thank you!

Re: Received Judgement Notice:-(((

Anonymous — Sun, 24 Feb 2013 20:22:07 GMT

They file a suit and if the judge finds in their favor a judgment is awarded.

Did the paper say anything about a court date? If not, I would contact the courthouse and see if there is any pending cases against you. If there is be sure to show up.

Re: Received Judgement Notice:-(((

rm3 — Sun, 24 Feb 2013 20:25:19 GMT

No court date at all was stated. I'll be calling first thing in the morning. Thank you!

Re: Received Judgement Notice:-(((

Anonymous — Sun, 24 Feb 2013 20:36:55 GMT

If in fact a judgment has been entered against you and you were never properly served or knew about a court date, you can probably get the judgment vacated. You would need to see what documentation the clerk has.

Re: Received Judgement Notice:-(((

rm3 — Sun, 24 Feb 2013 23:04:39 GMT

Maybe more info will help. The letter said a judgement was filed because court fees from my divorce haven't been paid in full. No court date, just a judgement filed. It listed the amount owed but didn't ask for payment or anything.

Re: Received Judgement Notice:-(((

starry1 — Sun, 24 Feb 2013 23:09:46 GMT

Well that is different because a court can enter judgment on you without filing an action first. Who is the letter from?

Re: Received Judgement Notice:-(((

rm3 — Sun, 24 Feb 2013 23:18:54 GMT

The letter is from the court. It said a judgement has been filed and why. Will it report to the credit bureaus? No request for payment or anything was on there.

Re: Received Judgement Notice:-(((

starry1 — Mon, 25 Feb 2013 01:52:04 GMT

Courts do not report. The credit bureaus send people to the courts to look for new judgments. When and if that will happen, no one can say. You need to call the court first thing in the morning and see what's going on.

Re: Received Judgement Notice:-(((

rm3 — Mon, 25 Feb 2013 16:00:31 GMT

Ok so I just got off the phone with the court. A judgement had been granted for the fees on Feb 19. I paid in full and the clerk said she would do a satisfaction of judgement??? I just want to know will it be on my report even after I've paid in full? What will happen to my score?

Re: Received Judgement Notice:-(((

Anonymous — Mon, 25 Feb 2013 16:04:53 GMT

Since the courts do not actulally enter a judgment on your CR it is hard to say whether it will show up or not. The CRAs hire other companies to come in and gather that information, then it is reported.

I have seen some never get reported. But, if it does, it can adversely affect you.

Check with your state laws about getting it vacated if that happens.

Re: Received Judgement Notice:-(((

rm3 — Mon, 25 Feb 2013 16:22:12 GMT

The case is in AZ. I'm in KY. The clerk said she would pull my case record since she is the one who filed the judgement. I hope that means something. Guess ill just have to wait and see if it shows up paid:-/

Thanks for the info.