Need Some Serious Help PLEASE! PFD? Bankruptcy?

Anonymous — Tue, 26 Feb 2013 15:13:14 GMT

I had my SSN used by my ex BF family to open numerous credit cards. I have been fighting this for years and have tried everything. I have written the letters, disputed online and have even made payments. I have been sued my Midland. I went to court 2 days after having a C section. My legal representation caved and agreed to a payment plan since my job was on the line {I also agreed since I was on high amounts of pain medication+thought I wouldn't have a job to return to}. Some of the accounts I've paid are still being sold, they reappear and have different opening dates. I have been dealing with this mess for years. I can't build my credit BC no one wants to give me a credit card or loan. My husband is a stay at home Dad, works full time, goes to school full time and is a Marine veteran. We are eligible for the VA loan but he doesn't make enough money to qualify for a home. I make the money but can't get my credit out of the toilet. A USSA financial advisor told me to try PFD. The only thing is.I already paid! I have no leverage now. If I would have gone bankrupt the day I found out about this mess I'd be buying a house right now. Instead I was reassured it could be fixed. I seriously need some help on what to do. Me, My husband and my child will be homeless soon. I am open to any suggestions or advice. Thank you.

Re: Need Some Serious Help PLEASE! PFD? Bankruptcy?

Shogun — Tue, 26 Feb 2013 15:24:22 GMT

Your legal representation failed you miserably. You should have went to the local police station and filed identity theft reports and sent those in.

topic Re: Need Some Serious Help PLEASE! PFD? Bankruptcy? in Rebuilding Your Credit

Need Some Serious Help PLEASE! PFD? Bankruptcy?

Re: Need Some Serious Help PLEASE! PFD? Bankruptcy?