https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Closed-Accounts/m-p/1917737#M243426 <P>It takes 7 years from the DOFD (Date Of First Delinquency).</P> Fri, 01 Mar 2013 17:24:13 GMT Amerabian 2013-03-01T17:24:13Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Closed-Accounts/m-p/1917707#M243424 <P>How long does it take for a closed account to drop from your credit report? Is this time after the account was opened or after the account was closed?&nbsp;</P> Fri, 01 Mar 2013 17:14:16 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Closed-Accounts/m-p/1917707#M243424 ucibaqt 2013-03-01T17:14:16Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Closed-Accounts/m-p/1917737#M243426 <P>It takes 7 years from the DOFD (Date Of First Delinquency).</P> Fri, 01 Mar 2013 17:24:13 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Closed-Accounts/m-p/1917737#M243426 Amerabian 2013-03-01T17:24:13Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Closed-Accounts/m-p/1917745#M243429 <P>It depends.&nbsp; If it was closed in good standing, paid as agreed it will stay for up to 10 years from the date closed.</P><P>&nbsp;</P><P>If it only had lates on it, the lates will drop off 7 years from their occurence and the account will turn positive when the last one falls off and stay for up to 10 years from date closed.</P><P>&nbsp;</P><P>If it is a CO or collection, 7.5 years from the DoFD.</P> Fri, 01 Mar 2013 17:26:20 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Closed-Accounts/m-p/1917745#M243429 Anonymous 2013-03-01T17:26:20Z