topic Re: medica in Rebuilding Your Credit

medica

chevyman — Tue, 19 Mar 2013 04:02:11 GMT

I have a lot of collection accounts that are for medical wonder would it be worth the time to get DVs on all these accounts

LIGHTNIN — Wed, 20 Mar 2013 05:08:33 GMT

@chevyman wrote:
I have a lot of collection accounts that are for medical wonder would it be worth the time to get DVs on all these accounts

If if's been more then 30days since you received a dunning notice the DV not considered timely, unless you live in Texas.

chevyman — Wed, 20 Mar 2013 05:23:29 GMT

Is one able to pull a complete credit profile that goes beyond the CRTP of 7 years for themselves

LIGHTNIN — Wed, 20 Mar 2013 05:35:55 GMT

@chevyman wrote:
Is one able to pull a complete credit profile that goes beyond the CRTP of 7 years for themselves

Just send a letter to the CRA under FCRA 609(a), entitles you to "all information in the consumer's file at the time of the request."

Just identify the information you want, and pay the requisite fee, which is currently $11.00 I think, and the CRA must provide it to you.

chevyman — Wed, 20 Mar 2013 05:42:32 GMT

And how long will that usually take