topic Re: GW Success times two in Rebuilding Your Credit

GW Success times two

Anonymous — Wed, 20 Mar 2013 18:03:51 GMT

Sweet! I checked my newest experian credit report after recieving notification that I was successful at removing 2 30 day late payments from my credit report.

The first was an orchard bank 30 day late in 2010 and the other was a chase bank 30 day late in 2007. Both have been removed.

Additionally, I see that Experian has my only two negatives left slated to be removed in December of this year, so that should really help my score...expecially since 5 of my 12 hard inquiries are falling off between Auguest and November of this year as well. Hopefully I will see a nice score jump once everything reports.

It also appears that both will also be removed from both TU and Equifax.

Re: GW Success times two

madmann26 — Wed, 20 Mar 2013 18:37:27 GMT

Congrats!

On average, based on watching my own score, each unique inquiry is worth about 2-4 points, each.

Re: GW Success times two

chevyman — Wed, 20 Mar 2013 18:42:04 GMT

Any way to tell if the inquiries are hard or soft pulls

Re: GW Success times two

madmann26 — Wed, 20 Mar 2013 18:49:16 GMT

@chevyman wrote:
Any way to tell if the inquiries are hard or soft pulls

There are 2 things to look for when looking at your EQ report:

"inquiries that hurt your score" and "inquiries that do not hurt your score".