topic Re: Amazon Store Card - Instant Approval in Rebuilding Your Credit

Amazon Store Card - Instant Approval

jetsfan2013 — Mon, 25 Mar 2013 02:57:15 GMT

My 2nd inquiry of 2013 (besides apartment shopping) came this weekend, as I was looking for a replacement laptop for work. I had the itch, and had done research on here of how GE was BK friendly as long as you have established credit since. To my surprise, I was approved for 600.00 online on the spot. I called the customer service dept to see if I could up the initial limit to 900.00, however no dice. Happy for the approval and 0% interest on any purchases over 149 for 6 months nonetheless

So now, 16 months post discharge, my wallet has

Cap One Plat 750 / Amazon Store 600/ Show MC 550(sock drawer, never used) Cap One Plat 500 / First National 350

From what I see, GE Credit is fairly generous with CLI after 4-6 months of use, and I will be using and paying my new card often.

Re: Amazon Store Card - Instant Approval

Deltadog03 — Mon, 25 Mar 2013 03:03:28 GMT

Congrats!!

Re: Amazon Store Card - Instant Approval

DaBears — Mon, 25 Mar 2013 03:03:37 GMT

Congrats!!!! Keep up the great work!!!

Re: Amazon Store Card - Instant Approval

Anonymous — Mon, 25 Mar 2013 03:29:43 GMT

Congrats!

Re: Amazon Store Card - Instant Approval

chevyman — Mon, 25 Mar 2013 04:04:11 GMT

Just curious who is GE

Re: Amazon Store Card - Instant Approval

Shogun — Mon, 25 Mar 2013 04:28:56 GMT

GE, short for GEMB.

They back many different store cards, Walmart, Lowes, Amazon, JC Penny, etc. You can do a search for GEMB backed cards and find tons of them.

Re: Amazon Store Card - Instant Approval

jetsfan2013 — Mon, 25 Mar 2013 09:34:36 GMT

Thanks everyone, and yes GE MB backs a load of store cards, and seem to be one of the few companies that are BK friendly with established credit post BK. I forgot to mention in the original post my first credit established after bk was my cap one auto loan which I still have approx 14 months reporting. My goal now is to have this Amazon become my largest TL by October, and by end of year replace one of the annual fee starter cards (Show, First National, Cap One 500 CL) with a daily use rewards card ( Cap One Cash Rewards, Barclays?)

FAKO was 644 when Amazon pulled, 21% util reported

Re: Amazon Store Card - Instant Approval

Anonymous — Mon, 25 Mar 2013 16:53:35 GMT

Congrats!!!

Re: Amazon Store Card - Instant Approval

Anonymous — Mon, 25 Mar 2013 17:15:28 GMT

just curious...was the pull TU only?

Re: Amazon Store Card - Instant Approval

Epcot — Mon, 25 Mar 2013 19:11:57 GMT

Congrats on the approval!

Re: Amazon Store Card - Instant Approval

jetsfan2013 — Mon, 25 Mar 2013 23:20:16 GMT

looks like it was TU only.

Just to update

also appd Walmart Store card same day, approved, though toy limit (150). Trying to decide whether to call to see if can get bumped.

Re: Amazon Store Card - Instant Approval

Anonymous — Tue, 26 Mar 2013 00:04:09 GMT

nice.

yeah, i would recon. you already took the HI, and its (typically) good for 30 days...so nothing you can lose really.