https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/GECRBPAYPALSMARTCONN-PayPal-Smart-Connect-Very-Frustrating-Ding/m-p/1996357#M253874 <P>I opened this line when prompted inside my PayPal account.&nbsp; I received a CL of $800.&nbsp; Payments were made on time each month for several months from within my PayPal account, then PayPal froze my PayPal account for "review".&nbsp; I had over $50,000 in the account.&nbsp; The freeze remained in effect for two months.&nbsp; The day they unfroze the funds, I paid off the remaining balance of the Smart Connect, which was approximately $400.</P><P>&nbsp;</P><P>During the two months my account was frozen, I called PayPal and asked how to pay the line of credit if my account was frozen.&nbsp; They told me the only way to pay was through your paypal account, so I waited.&nbsp; Unfortunately, that must have been bad info, as they reported me 60 days late and the ding still remains on my credit report.</P><P>&nbsp;</P><P>A couple of weeks ago, I sent a goodwill letter to the address listed for GECRBPAYPALSMARTCONN in my credit report, but that letter came back as undeliverable, no such address.&nbsp; I called the toll free number listed on my credit report and it is an automated system that will not give any contact info or let you speak to an agent.</P><P>&nbsp;</P><P>Do any of you have any thoughts on how I can have this two year old 60 day ding removed?</P> Tue, 26 Mar 2013 04:07:19 GMT panicattack 2013-03-26T04:07:19Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/GECRBPAYPALSMARTCONN-PayPal-Smart-Connect-Very-Frustrating-Ding/m-p/1996357#M253874 <P>I opened this line when prompted inside my PayPal account.&nbsp; I received a CL of $800.&nbsp; Payments were made on time each month for several months from within my PayPal account, then PayPal froze my PayPal account for "review".&nbsp; I had over $50,000 in the account.&nbsp; The freeze remained in effect for two months.&nbsp; The day they unfroze the funds, I paid off the remaining balance of the Smart Connect, which was approximately $400.</P><P>&nbsp;</P><P>During the two months my account was frozen, I called PayPal and asked how to pay the line of credit if my account was frozen.&nbsp; They told me the only way to pay was through your paypal account, so I waited.&nbsp; Unfortunately, that must have been bad info, as they reported me 60 days late and the ding still remains on my credit report.</P><P>&nbsp;</P><P>A couple of weeks ago, I sent a goodwill letter to the address listed for GECRBPAYPALSMARTCONN in my credit report, but that letter came back as undeliverable, no such address.&nbsp; I called the toll free number listed on my credit report and it is an automated system that will not give any contact info or let you speak to an agent.</P><P>&nbsp;</P><P>Do any of you have any thoughts on how I can have this two year old 60 day ding removed?</P> Tue, 26 Mar 2013 04:07:19 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/GECRBPAYPALSMARTCONN-PayPal-Smart-Connect-Very-Frustrating-Ding/m-p/1996357#M253874 panicattack 2013-03-26T04:07:19Z