topic Re: Direct Loans lates removed??? Maybe in Rebuilding Your Credit

Direct Loans lates removed??? Maybe

Anonymous — Mon, 25 Mar 2013 21:38:53 GMT

I have 6 direct loans that have lates on them. After reading some advice on these forums I have taken the steps to try to get the lates removed. Today I pulled my EX report and they all show as ND now. Is this a success? Will it help/hurt my score?

Re: Direct Loans lates removed??? Maybe

Anonymous — Tue, 26 Mar 2013 16:18:52 GMT

IMO a No Data is better than a 30days late... No Data doesn't help/ hurt your score...

Re: Direct Loans lates removed??? Maybe

Shogun — Tue, 26 Mar 2013 17:22:36 GMT

It is a definite win!!!!! No data doesn't count for or against you. That is now a clean TL. Congrats!

Re: Direct Loans lates removed??? Maybe

Anonymous — Tue, 26 Mar 2013 17:50:13 GMT

What was your process in getting this accomplished? Thank you

Re: Direct Loans lates removed??? Maybe

Anonymous — Tue, 26 Mar 2013 18:12:35 GMT

I did a dispute through the FSA ombudsman 3/21. They called me 3/22. Was updated on my cbr's 3/25! My loans are current repayment. I had 6 loans with 120 days on them removed.