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    <title>topic Re: Finally broke that magical 700 barrier! in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Finally-broke-that-magical-700-barrier/m-p/2014117#M256241</link>
    <description>&lt;P&gt;congrats.&amp;nbsp; That is my goal, and I can't wait.&amp;nbsp; Wish I was you right now &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
    <pubDate>Mon, 01 Apr 2013 01:06:34 GMT</pubDate>
    <dc:creator>27hello</dc:creator>
    <dc:date>2013-04-01T01:06:34Z</dc:date>
    <item>
      <title>Finally broke that magical 700 barrier!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Finally-broke-that-magical-700-barrier/m-p/2013761#M256181</link>
      <description>&lt;P&gt;So it happened and it feels great. &amp;nbsp;I am still waiting on 3 changes that seem to be dragging on forever! What bumped from 697 to 702 was my utilization. &amp;nbsp;It went from 29% to 3.5%(bought a TV with 0% interest). &amp;nbsp;I expected a bit more of a bump than 5 points but I will take it. &amp;nbsp;Now If the other 3 changes only follow through as agreed!&lt;/P&gt;</description>
      <pubDate>Sun, 31 Mar 2013 18:58:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Finally-broke-that-magical-700-barrier/m-p/2013761#M256181</guid>
      <dc:creator>DiabolicallyRandom</dc:creator>
      <dc:date>2013-03-31T18:58:58Z</dc:date>
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    <item>
      <title>Re: Finally broke that magical 700 barrier!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Finally-broke-that-magical-700-barrier/m-p/2013763#M256182</link>
      <description>Congrats, I can't wait to get to that point!</description>
      <pubDate>Sun, 31 Mar 2013 19:00:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Finally-broke-that-magical-700-barrier/m-p/2013763#M256182</guid>
      <dc:creator>750orbust</dc:creator>
      <dc:date>2013-03-31T19:00:33Z</dc:date>
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    <item>
      <title>Re: Finally broke that magical 700 barrier!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Finally-broke-that-magical-700-barrier/m-p/2013773#M256185</link>
      <description>&lt;P&gt;Thanks! The anxiety level feels higher at this point because it seems like I cant do anything productive to keep me focused except just wait. It does feel good to be in the 700's.&lt;/P&gt;</description>
      <pubDate>Sun, 31 Mar 2013 19:03:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Finally-broke-that-magical-700-barrier/m-p/2013773#M256185</guid>
      <dc:creator>DiabolicallyRandom</dc:creator>
      <dc:date>2013-03-31T19:03:25Z</dc:date>
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    <item>
      <title>Re: Finally broke that magical 700 barrier!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Finally-broke-that-magical-700-barrier/m-p/2013789#M256188</link>
      <description>I bet it does! I was we'll on my way until Frigin Harvard collections reported about three weeks ago and killed my scores. I will not let them keep me down, I will prevail.&lt;BR /&gt;&lt;BR /&gt;BTW, if you're bored and just sitting around waiting you're more than welcome to help me work on my baddies. LoL</description>
      <pubDate>Sun, 31 Mar 2013 19:07:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Finally-broke-that-magical-700-barrier/m-p/2013789#M256188</guid>
      <dc:creator>750orbust</dc:creator>
      <dc:date>2013-03-31T19:07:38Z</dc:date>
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    <item>
      <title>Re: Finally broke that magical 700 barrier!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Finally-broke-that-magical-700-barrier/m-p/2013807#M256194</link>
      <description>&lt;P&gt;LOL I had an old collection contact me on Friday. &amp;nbsp;They hadnt reported and it was only for a $143 and they easily agreed to never report it, but it scared the poo out of me.&lt;/P&gt;</description>
      <pubDate>Sun, 31 Mar 2013 19:14:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Finally-broke-that-magical-700-barrier/m-p/2013807#M256194</guid>
      <dc:creator>DiabolicallyRandom</dc:creator>
      <dc:date>2013-03-31T19:14:04Z</dc:date>
    </item>
    <item>
      <title>Re: Finally broke that magical 700 barrier!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Finally-broke-that-magical-700-barrier/m-p/2013843#M256200</link>
      <description>Congratulations! I can't wait to get there. I'm mid 600's on 2. Just need a few more things to happen hopefully.</description>
      <pubDate>Sun, 31 Mar 2013 19:23:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Finally-broke-that-magical-700-barrier/m-p/2013843#M256200</guid>
      <dc:creator>WillF360</dc:creator>
      <dc:date>2013-03-31T19:23:10Z</dc:date>
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    <item>
      <title>Re: Finally broke that magical 700 barrier!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Finally-broke-that-magical-700-barrier/m-p/2013845#M256201</link>
      <description>Is the CRTP and SOL up on it?</description>
      <pubDate>Sun, 31 Mar 2013 19:23:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Finally-broke-that-magical-700-barrier/m-p/2013845#M256201</guid>
      <dc:creator>750orbust</dc:creator>
      <dc:date>2013-03-31T19:23:50Z</dc:date>
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    <item>
      <title>Re: Finally broke that magical 700 barrier!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Finally-broke-that-magical-700-barrier/m-p/2013873#M256204</link>
      <description>&lt;P&gt;Thanks, keep it up its completely doable. It was within both SOL and CRTP. It wasn an old medical bill I had forgot about.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 31 Mar 2013 19:33:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Finally-broke-that-magical-700-barrier/m-p/2013873#M256204</guid>
      <dc:creator>DiabolicallyRandom</dc:creator>
      <dc:date>2013-03-31T19:33:31Z</dc:date>
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    <item>
      <title>Re: Finally broke that magical 700 barrier!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Finally-broke-that-magical-700-barrier/m-p/2013901#M256210</link>
      <description>Congrats! That's a great accomplishment.</description>
      <pubDate>Sun, 31 Mar 2013 19:45:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Finally-broke-that-magical-700-barrier/m-p/2013901#M256210</guid>
      <dc:creator>starry1</dc:creator>
      <dc:date>2013-03-31T19:45:57Z</dc:date>
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    <item>
      <title>Re: Finally broke that magical 700 barrier!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Finally-broke-that-magical-700-barrier/m-p/2013981#M256230</link>
      <description>&lt;P&gt;Congrats!&lt;/P&gt;</description>
      <pubDate>Sun, 31 Mar 2013 20:37:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Finally-broke-that-magical-700-barrier/m-p/2013981#M256230</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-03-31T20:37:05Z</dc:date>
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    <item>
      <title>Re: Finally broke that magical 700 barrier!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Finally-broke-that-magical-700-barrier/m-p/2014117#M256241</link>
      <description>&lt;P&gt;congrats.&amp;nbsp; That is my goal, and I can't wait.&amp;nbsp; Wish I was you right now &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 01 Apr 2013 01:06:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Finally-broke-that-magical-700-barrier/m-p/2014117#M256241</guid>
      <dc:creator>27hello</dc:creator>
      <dc:date>2013-04-01T01:06:34Z</dc:date>
    </item>
    <item>
      <title>Re: Finally broke that magical 700 barrier!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Finally-broke-that-magical-700-barrier/m-p/2014965#M256305</link>
      <description>&lt;P&gt;Thank you to everyone. Everyones contributions is what makes this board so great and full of information. Its all about persistence.&lt;/P&gt;</description>
      <pubDate>Mon, 01 Apr 2013 05:14:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Finally-broke-that-magical-700-barrier/m-p/2014965#M256305</guid>
      <dc:creator>DiabolicallyRandom</dc:creator>
      <dc:date>2013-04-01T05:14:05Z</dc:date>
    </item>
    <item>
      <title>Re: Finally broke that magical 700 barrier!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Finally-broke-that-magical-700-barrier/m-p/2014979#M256307</link>
      <description>&lt;P&gt;Congrats. I broke the barrier at the end of this month too.&lt;/P&gt;&lt;P&gt;I know how it feels.&lt;/P&gt;&lt;P&gt;No sleep that night &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 01 Apr 2013 05:20:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Finally-broke-that-magical-700-barrier/m-p/2014979#M256307</guid>
      <dc:creator>solstice00</dc:creator>
      <dc:date>2013-04-01T05:20:22Z</dc:date>
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