topic CC card suggestions for upper 700 score in Rebuilding Your Credit

CC card suggestions for upper 700 score

Anonymous — Sun, 07 Apr 2013 17:35:24 GMT

Thanks to Myfico. It’s about 5 yrs. now and finally in the 700s (774 EQ and 785TU). However, I have lower limits and a thin file. My TLs are Firestone $1200, BOA $1000 and Georgia’s Own CU $1000. Other TL is a paid off on-time Cap1 car loan from 03 that will fall off in July 2013. EQ and TU are squeaky clean and EX has 1 derog that falls of this month. My current goals are 1) secure an auto loan b4 my Cap 1 auto loan falls off in July. Goal 2) Re-establish relationship w/ American Express and hopefully have them backdate to 1991. Had a charge card CO that was paid in full. Goal 3) to get at least 2 new Prime CCs w/at least $5000 CLs. Chase/American Express sound good. Since AExpress pulls EX and have my last derog w/ EX, I can’t mess with AE until it falls of this month. Any suggestions as to how I can accomplish my goals? As always thanks to all of you for your help.

Re: CC card suggestions for upper 700 score

koky — Sun, 07 Apr 2013 17:45:55 GMT

I think the best Forum to answer your question will be the CREDIT CARD FORUM...

Re: CC card suggestions for upper 700 score

Gunnar419 — Sun, 07 Apr 2013 17:55:06 GMT

@Anonymous wrote:
Thanks to Myfico. It’s about 5 yrs. now and finally in the 700s (774 EQ and 785TU). However, I have lower limits and a thin file. My TLs are Firestone $1200, BOA $1000 and Georgia’s Own CU $1000. Other TL is a paid off on-time Cap1 car loan from 03 that will fall off in July 2013. EQ and TU are squeaky clean and EX has 1 derog that falls of this month. My current goals are 1) secure an auto loan b4 my Cap 1 auto loan falls off in July. Goal 2) Re-establish relationship w/ American Express and hopefully have them backdate to 1991. Had a charge card CO that was paid in full. Goal 3) to get at least 2 new Prime CCs w/at least $5000 CLs. Chase/American Express sound good. Since AExpress pulls EX and have my last derog w/ EX, I can’t mess with AE until it falls of this month. Any suggestions as to how I can accomplish my goals? As always thanks to all of you for your help.

Your plan of attack for returning to Amex sounds good to me. If you're looking for larger TLs, gotta love those potential 3x CLIs.

Also, while they aren't the sort of Primeville cards the upper 700s are needed for, a Walmart card, Amazon store card, or any of the GERCB cards tend to earn large, quick CLIs.

Another good one right now for extending your reach into Primeville might be Discover IT, and they rarely pull Experian, IIRC.