https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One/m-p/2088291#M263885 its coming off your report but chexsystem is not good... that will prevent you from getting a bank account with alot of banks if not all......that just basically means you commited some type of fraud or violation Tue, 23 Apr 2013 19:18:17 GMT CreditExpressNJ 2013-04-23T19:18:17Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One/m-p/2088253#M263880 <P>I just got off the phone with a CA representative regarding this debt that I never claimed.&nbsp; It was for a bank account that I closed in 2008 and was being charged non-sufficent funds fees, because of a pay day loan company that kept trying to debit this account.&nbsp;&nbsp;I contacted the CA and they told me that they put in a request to have it removed from my report, but that it would still report in Chex System.&nbsp; I never claimed the debt, so does that mean that it is coming off of my credit reports?&nbsp; Or should I still pay?&nbsp;I am confused</P> Tue, 23 Apr 2013 19:06:26 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One/m-p/2088253#M263880 FicoJordan 2013-04-23T19:06:26Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One/m-p/2088291#M263885 its coming off your report but chexsystem is not good... that will prevent you from getting a bank account with alot of banks if not all......that just basically means you commited some type of fraud or violation Tue, 23 Apr 2013 19:18:17 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One/m-p/2088291#M263885 CreditExpressNJ 2013-04-23T19:18:17Z