https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-Do-You-Think-of-This-Please-Help/m-p/2095521#M264595 <P>So, tonight I get a call while I am at work, the lady says that there has been a breech on my ss # and name, I told that I don't discuss my ss or name with anyone on the phone, I asked her where she was calling from, she said CRG, I guess its a collection group, I asked her what she was calling about, she said that I have an account that there will be a judgement on from 9/2006 with an online payday loan co. I said that I don't owe any money, that I have a letter stating that the account was paid in full that I will fax to them tomorrow. Is there anything else I need to do to keep them from passing this paid debt to someone else for collection. It was paid back in 2009 and I have a paid in full letter from the CA with the original creditor on it.</P><P>&nbsp;</P><P>Thanks in advance</P> Fri, 26 Apr 2013 03:19:09 GMT traveler2005 2013-04-26T03:19:09Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-Do-You-Think-of-This-Please-Help/m-p/2095521#M264595 <P>So, tonight I get a call while I am at work, the lady says that there has been a breech on my ss # and name, I told that I don't discuss my ss or name with anyone on the phone, I asked her where she was calling from, she said CRG, I guess its a collection group, I asked her what she was calling about, she said that I have an account that there will be a judgement on from 9/2006 with an online payday loan co. I said that I don't owe any money, that I have a letter stating that the account was paid in full that I will fax to them tomorrow. Is there anything else I need to do to keep them from passing this paid debt to someone else for collection. It was paid back in 2009 and I have a paid in full letter from the CA with the original creditor on it.</P><P>&nbsp;</P><P>Thanks in advance</P> Fri, 26 Apr 2013 03:19:09 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-Do-You-Think-of-This-Please-Help/m-p/2095521#M264595 traveler2005 2013-04-26T03:19:09Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-Do-You-Think-of-This-Please-Help/m-p/2095535#M264596 <P>The paid in full letter should do.&nbsp; If they insist, send them a DV letter within 30 days of the phone call.</P><P>&nbsp;</P><P>&nbsp;</P> Fri, 26 Apr 2013 03:30:22 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-Do-You-Think-of-This-Please-Help/m-p/2095535#M264596 Anonymous 2013-04-26T03:30:22Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-Do-You-Think-of-This-Please-Help/m-p/2095567#M264603 <P>Thanks Guiness56&nbsp;&nbsp;</P> Fri, 26 Apr 2013 03:46:45 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-Do-You-Think-of-This-Please-Help/m-p/2095567#M264603 traveler2005 2013-04-26T03:46:45Z