topic Judgment Disappeared From Equifax Report in Rebuilding Your Credit

Judgment Disappeared From Equifax Report

gamegrrl — Sun, 05 May 2013 22:00:47 GMT

So I get a ScoreWatch alert. My score jumped from 722 to 751. And for some reason, my one bad thing on my report (the judgment for $325 for a hospital bill that's a long story) is no longer showing on my Equifax report.

I wonder what happened... Think it will come back?

Re: Judgment Disappeared From Equifax Report

new_earth — Sun, 05 May 2013 22:30:44 GMT

how old was it? was it supposed to fall off later this year? i had one too, on EQ and TU. It was to fall off in November this year, but early last week it mysteriously vanished from EQ. They apparently deleted it early and seem to do this some times to avoid having things listed past the date they should fall off. It has not returned. It prompted me to dispute the judgment on TU which they did delete very quickly.

Re: Judgment Disappeared From Equifax Report

gamegrrl — Sun, 05 May 2013 23:01:33 GMT

No, it wasn't due to fall off for a few years yet. So how did you dispute it on TU? I mean technically it was still valid to be there, right?

Re: Judgment Disappeared From Equifax Report

new_earth — Sun, 05 May 2013 23:06:55 GMT

I'll PM you and tell you how I did it.

Re: Judgment Disappeared From Equifax Report

gamegrrl — Tue, 07 May 2013 15:28:08 GMT

Got a new ScoreWatch alert today, so I figured the Judgment had reappeared or something. It was a 2 point drop, for some reason, taking me from 751 to 749.

I've given up trying to understand cause and effect when it comes to scoring. I just do my best, keep my head down and my nose clean, and hope for the best. LOL!

Re: Judgment Disappeared From Equifax Report

gamegrrl — Mon, 13 May 2013 18:55:31 GMT

...and today I get another ScoreWatch alert and log in to find my score is back up to 751.

To be honest, I was kind of expecting they'd discovered their error and that my score had taken a nosedive.

I'm waiting to see what my TU08 from Walmart looks like this month. Wonder if it's gone from there, too...

Re: Judgment Disappeared From Equifax Report

dhrren — Fri, 11 Apr 2014 19:49:10 GMT

Newearth. Can you PM me and tell me how you did it? I have a crazy situation with a judgment. Thank you in advance for your time and info.