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    <title>topic Getting inaccurate lates removed in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Getting-inaccurate-lates-removed/m-p/329239#M26714</link>
    <description>&lt;DIV&gt;&lt;/DIV&gt;
&lt;DIV&gt;i have a loan note that they claim was 30 days late 4 times, 4/06&amp;nbsp; 5/05&amp;nbsp; 4/05&amp;nbsp; 2/05.&amp;nbsp; This is timeshare that i also pay dues on.&amp;nbsp; i know that they apply my loan payment to my dues account even when my dues are at zero due.&amp;nbsp; then show my loan as no payment, i have had to call them to get it fixed.&amp;nbsp;I actually caught it early this year so no 30 days late.&amp;nbsp; i have explained this to them several times but wont acknowledge their mistake.&amp;nbsp; It shows a derogatory on my reports.&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;Edited to change message subject after moving from another thread into a new thread. -sidewinder&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by sidewinder on &lt;SPAN class="date_text"&gt;08-28-2008&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;02:26 PM&lt;/SPAN&gt;</description>
    <pubDate>Thu, 28 Aug 2008 19:26:10 GMT</pubDate>
    <dc:creator>lisac</dc:creator>
    <dc:date>2008-08-28T19:26:10Z</dc:date>
    <item>
      <title>Getting inaccurate lates removed</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Getting-inaccurate-lates-removed/m-p/329239#M26714</link>
      <description>&lt;DIV&gt;&lt;/DIV&gt;
&lt;DIV&gt;i have a loan note that they claim was 30 days late 4 times, 4/06&amp;nbsp; 5/05&amp;nbsp; 4/05&amp;nbsp; 2/05.&amp;nbsp; This is timeshare that i also pay dues on.&amp;nbsp; i know that they apply my loan payment to my dues account even when my dues are at zero due.&amp;nbsp; then show my loan as no payment, i have had to call them to get it fixed.&amp;nbsp;I actually caught it early this year so no 30 days late.&amp;nbsp; i have explained this to them several times but wont acknowledge their mistake.&amp;nbsp; It shows a derogatory on my reports.&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;Edited to change message subject after moving from another thread into a new thread. -sidewinder&lt;/DIV&gt;&lt;BR /&gt;&lt;BR /&gt;Message Edited by sidewinder on &lt;SPAN class="date_text"&gt;08-28-2008&lt;/SPAN&gt; &lt;SPAN class="time_text"&gt;02:26 PM&lt;/SPAN&gt;</description>
      <pubDate>Thu, 28 Aug 2008 19:26:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Getting-inaccurate-lates-removed/m-p/329239#M26714</guid>
      <dc:creator>lisac</dc:creator>
      <dc:date>2008-08-28T19:26:10Z</dc:date>
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