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    <title>topic Received Dunning Letter today......help! in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Received-Dunning-Letter-today-help/m-p/2125971#M267512</link>
    <description>&lt;P&gt;I received a dunning letter today. It's for a doctor's office. I know it's mine and I can pay it.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Should I just call them up and pay it today or can they still report it but with a 0 balance.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Or can I send a PFD letter?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Either way I'm ready and able to pay it. I just don't want to pay it and then have it report. I've worked too hard on my credit to make that mistake. Thank you!&lt;/P&gt;</description>
    <pubDate>Wed, 08 May 2013 00:51:39 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2013-05-08T00:51:39Z</dc:date>
    <item>
      <title>Received Dunning Letter today......help!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Received-Dunning-Letter-today-help/m-p/2125971#M267512</link>
      <description>&lt;P&gt;I received a dunning letter today. It's for a doctor's office. I know it's mine and I can pay it.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Should I just call them up and pay it today or can they still report it but with a 0 balance.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Or can I send a PFD letter?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Either way I'm ready and able to pay it. I just don't want to pay it and then have it report. I've worked too hard on my credit to make that mistake. Thank you!&lt;/P&gt;</description>
      <pubDate>Wed, 08 May 2013 00:51:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Received-Dunning-Letter-today-help/m-p/2125971#M267512</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-05-08T00:51:39Z</dc:date>
    </item>
    <item>
      <title>Re: Received Dunning Letter today......help!</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Received-Dunning-Letter-today-help/m-p/2126183#M267533</link>
      <description>&lt;P&gt;Call and tell them you will pay for not reporting.&amp;nbsp; Try to get it in writing.&lt;/P&gt;</description>
      <pubDate>Wed, 08 May 2013 02:22:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Received-Dunning-Letter-today-help/m-p/2126183#M267533</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-05-08T02:22:19Z</dc:date>
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