https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HIPPA-Process-Questions/m-p/331700#M27435 <DIV>It doesn't matter who you paid, a paid collection cannot stay on your credit reports. Begin the HIPAA letter process by sending the the CRA('s) letter #1, the pre-HIPAA dispute letter, and send it CMRRR and wait up to 35 days for the result of the CRA's investigation.</DIV> Tue, 02 Sep 2008 18:14:56 GMT fused 2008-09-02T18:14:56Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HIPPA-Process-Questions/m-p/331637#M27413 <DIV>Does the whole HIPPA process work if you paid a CA in full instead of the OC?&nbsp; If not, what are the differences?&nbsp; I'm just confused on this process I guess.</DIV> Tue, 02 Sep 2008 16:25:31 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HIPPA-Process-Questions/m-p/331637#M27413 kcoett 2008-09-02T16:25:31Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HIPPA-Process-Questions/m-p/331700#M27435 <DIV>It doesn't matter who you paid, a paid collection cannot stay on your credit reports. Begin the HIPAA letter process by sending the the CRA('s) letter #1, the pre-HIPAA dispute letter, and send it CMRRR and wait up to 35 days for the result of the CRA's investigation.</DIV> Tue, 02 Sep 2008 18:14:56 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/HIPPA-Process-Questions/m-p/331700#M27435 fused 2008-09-02T18:14:56Z