topic Re: Capital One CLI!!!!!! in Rebuilding Your Credit

Capital One CLI!!!!!!

abarcla1 — Mon, 11 Mar 2013 15:46:39 GMT

Great news everyone!

I followed the instructions on these message boards and contacted the Capital One Executive Office for a CLI. I've had the card for 5 months...the 6th payment is probably reporting any day now. Cap One gave me an unsecured card with a limit of $500 when I was starting my rebuilding journey 5-6 months ago. My credit has improved a lot since then and I didn't want to get stuck with the one time CLI of $500 to $750. I did a little research and e-mailed the Executive Office. I sent a very pleasant email and thanked them for giving me a chance to rebuild my credit. The next day I received a call...just like these boards said I would...and after some income verification questions I was asked how much I would like. I asked for $1500 because I thought they would counter at $1000. That was on Friday. This morning I logged in and my CL is now at $1500!!!!!!!!!! It's also not a hard pull, so you have nothing to lose by asking.

Thanks for the help everyone! The process went exactly as you all told me it would!

Re: Capital One CLI!!!!!!

huntsmama — Mon, 11 Mar 2013 15:50:35 GMT

Can I ask which cap 1 card you have? I have the Best Buy MC and would like to ask for a CLI...have had the card 2 years and never a CLI, PIF every month, so I don't see why they wouldn't, but not sure if RZMC is a totally different beast, especially since they're in the process of selling it...

Re: Capital One CLI!!!!!!

Anonymous — Mon, 11 Mar 2013 15:54:08 GMT

Can you please PM me the email address for the executive office?

I have 3 capital one cards with all low credit limits.
One was formerly an Orchard bank card.

Thanks,

Re: Capital One CLI!!!!!!

abarcla1 — Mon, 11 Mar 2013 15:54:50 GMT

I think it's just a platinum unsecured card MC, enrolled in the credit rebuilder program which is famous for giving a $250 CLI on the 7th statement and then leaving it there forever...and ever...and ever.

I don't know if it's the same office for your card, but you can google the contact and an email will come up. This is how I started the process.

Good luck!

Re: Capital One CLI!!!!!!

Anonymous — Mon, 11 Mar 2013 15:57:53 GMT

Can you send me the info too PLEASE!! I've had mine for 2 years & still sitting at a $750 cl. Thx!

Re: Capital One CLI!!!!!!

Anonymous — Mon, 11 Mar 2013 15:58:05 GMT

That's the card I have also at a 500 credit limit.

I also have the cash rewards card at a 500 limit

And an orchard bank one, with I think a 320 credit limit.

I'll try googling. It would be easier for you to just PM me whomever you emailed though

Re: Capital One CLI!!!!!!

abarcla1 — Mon, 11 Mar 2013 15:59:35 GMT

I sent you a PM with the email I used!

Good Luck!!!!!

Re: Capital One CLI!!!!!!

Anonymous — Mon, 11 Mar 2013 16:01:12 GMT

Thanks

Re: Capital One CLI!!!!!!

huntsmama — Mon, 11 Mar 2013 16:05:18 GMT

Could you PM me too? Worth a shot!

Re: Capital One CLI!!!!!!

abarcla1 — Mon, 11 Mar 2013 16:18:13 GMT

I think I got everyone the info that asked for it.

One Condition: You have to update us all with how it goes!!!

Good luck!

Re: Capital One CLI!!!!!!

shanac — Mon, 11 Mar 2013 16:27:22 GMT

Congrats! Could you send me the info as well? I've had my card for 2 1/2 years w/the same $750 limit.

Re: Capital One CLI!!!!!!

kroberts67 — Mon, 11 Mar 2013 19:13:48 GMT

Yes! Everyone update! I can't wait to try this when my score recognizes the huge payments I've made! So hard to be patient.

Re: Capital One CLI!!!!!!

Anonymous — Mon, 11 Mar 2013 20:29:41 GMT

Congrats!!! I've got the same card with the same $500 limit and could never get them to raise it. I've PIF every month for over 24 months and my credit is a lot better than when I got it.

Would you mind PM'ing me the message you used and the email you sent it to so I could change it for my purpose and email as well?

I'd really appreciate it! Thanks!

Re: Capital One CLI!!!!!!

Epcot — Mon, 11 Mar 2013 20:31:04 GMT

Nicely done, Congrats!

Re: Capital One CLI!!!!!!

Anonymous — Mon, 11 Mar 2013 21:03:45 GMT

I had a year of on time payments and a zero balance on my cap1 unsecured and was denied a customer initiated balance increase. I guess ill wait for the letter to see why my score is almost 100 points better then when they initialy gave me the card.

Re: Capital One CLI!!!!!!

icloud2525 — Mon, 11 Mar 2013 22:04:26 GMT

If anyone can PM the EO email I'd be very grateful.

Re: Capital One CLI!!!!!!

Anonymous — Mon, 11 Mar 2013 23:02:23 GMT

hey can you please send me over the email address? what did you tell them?

Re: Capital One CLI!!!!!!

vsolari — Mon, 11 Mar 2013 23:12:43 GMT

Can you please PM me the email address for the executive office aswell

thank you I will keep everyone post it.

Re: Capital One CLI!!!!!!

Menecrates — Tue, 12 Mar 2013 01:01:16 GMT

Please add me to the list of PMs for the e-mail address.

Went to the CSR online chat today.. got the "not eligable for customer initiated increase" line...

Re: Capital One CLI!!!!!!

Anonymous — Tue, 12 Mar 2013 02:16:31 GMT

Would it really be possible to go that route for a increase? It seems like anything is worth a try.