topic Why can a collections be listed in accounts? in Rebuilding Your Credit

Why can a collections be listed in accounts?

Anonymous — Tue, 25 Jun 2013 17:51:38 GMT

I there any reason that portfolio is listed in the accounts section and not as a collection? It still says collection, but is in accounts. It is only listed this way on equifax.

Is this legal? I'm sure it is, it I'm looking for any reason I can to get them to delete or take a pfd!

Re: Why can a collections be listed in accounts?

MikeFromKeller — Tue, 25 Jun 2013 17:55:55 GMT

I would like to understand this as well. It appears that one of my medical collections is reporting to Experian as an account and hit it each month with a 90+ days late ding. I have paid in full in exchange for a letter stating they will delete this but it still hasn't been updated.

Re: Why can a collections be listed in accounts?

Anonymous — Tue, 25 Jun 2013 18:11:07 GMT

Something to do with the coding maybe. I think it is more of a CRA issue than the CA. FICO still scores it as a collection.