utilization question

Anonymous — Sat, 29 Jun 2013 23:46:14 GMT

Hello all!

I paid down my revolving credit utlization from 61% to 29% 8 days ago. There were 4 cards that this was spread out over. My question is this, yesterday I got a ScoreWatch update that one of the balances had updated, I went from an account balance of 332 to 32 and it was a 16 point fico jump from 598 to 614.

Today I got a Scorewatch update with a 700 dollar balance decrease from 1000 to 300 but I had no FICO score jump.

I still have two more cards that haven't updated..... Is this probably because my utlization didn't drop into another "tier" and it will once the other two balances update?

Any thoughts?

Re: utilization question

Anonymous — Sat, 29 Jun 2013 23:14:01 GMT

Could you remove your name please. We are not allowed to post personal information.

If you dropped your utilization that much you will see an increase. Sometimes there can be a lag in updating.

topic utilization question in Rebuilding Your Credit

utilization question

Re: utilization question