topic Re: To Pay or Not To Pay??? in Rebuilding Your Credit

To Pay or Not To Pay???

Tersie319 — Mon, 01 Jul 2013 22:51:14 GMT

Ok, I have a bunch of medical bills. Some are already showing on CR, some I have received collections letters, and some have not reached that point yet. I have no means to be able to pay off all of these debts right now. I have just paid as many smaller accounts as I can. I plan to pay them all in full asap.

I have 2 letters from CA that I cannot PIF. I would like to call and make payment arrangements with them. However, I'm afraid that if I do, they will still go on CR. I have 30 days before they go onto CR. What should I do with these and where should I put any remaining funds I have on hand? I want to do what will help CR as much as possible. I would like to PFD those already on CR but right now I need to keep from getting any more negative TL.

Thanks for your input!

Re: To Pay or Not To Pay???

Anonymous — Tue, 02 Jul 2013 00:04:17 GMT

Did they give you 30 days to pay it or make arrangements before reporting?

Re: To Pay or Not To Pay???

Tersie319 — Tue, 02 Jul 2013 00:52:29 GMT

Yes, but is more than I can pay right now

Re: To Pay or Not To Pay???

Tersie319 — Tue, 02 Jul 2013 00:52:57 GMT

Letter actually says pay in full within 30 days.

Re: To Pay or Not To Pay???

Anonymous — Tue, 02 Jul 2013 02:02:37 GMT

It wouldn't hurt to contact them and see if they would agree to arrangements for not reporting.

Do you not dispute the debt, you know it is yours?