https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Should-I-fuss-to-get-the-ND-no-data-provided-changed-to-OK/m-p/2268943#M281569 <P>So I started with a 674 score, but then some lates from Sallie Mae posted and I lost about 50 points. Sallie Mae had me to for two months of lates (earlier this year) although I had filed for a forbearance. So in working with a consumer advocate I FINALLY got the agreement to remove the two months of lates. Well, it took them a month to update, but the lates were removed. I had been waiting for a score bump because I figured I should get some of those points back when they fixed the reporting. Well as of today I didn't get a bump so I decided to check my credit report. Sallie Mae didn't update to OK, the reporting now is ND, which I am guessing isn't deemed positive enough to warrant a bump.</P><P>&nbsp;</P><P>My question: Should I pester SM to update to OK or leave it alone? Will the OK status result in a bump?</P><P>&nbsp;</P><P>As an aside, I had other negatives come off after the SM drop, so my score went up some, but I was thinking I would get back close to the amount of points I lost when they fixed it. So I was expecting to go to the 700 club with the correction.</P><P>&nbsp;</P><P>Thanks!</P> Thu, 04 Jul 2013 22:50:03 GMT Anonymous 2013-07-04T22:50:03Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Should-I-fuss-to-get-the-ND-no-data-provided-changed-to-OK/m-p/2268943#M281569 <P>So I started with a 674 score, but then some lates from Sallie Mae posted and I lost about 50 points. Sallie Mae had me to for two months of lates (earlier this year) although I had filed for a forbearance. So in working with a consumer advocate I FINALLY got the agreement to remove the two months of lates. Well, it took them a month to update, but the lates were removed. I had been waiting for a score bump because I figured I should get some of those points back when they fixed the reporting. Well as of today I didn't get a bump so I decided to check my credit report. Sallie Mae didn't update to OK, the reporting now is ND, which I am guessing isn't deemed positive enough to warrant a bump.</P><P>&nbsp;</P><P>My question: Should I pester SM to update to OK or leave it alone? Will the OK status result in a bump?</P><P>&nbsp;</P><P>As an aside, I had other negatives come off after the SM drop, so my score went up some, but I was thinking I would get back close to the amount of points I lost when they fixed it. So I was expecting to go to the 700 club with the correction.</P><P>&nbsp;</P><P>Thanks!</P> Thu, 04 Jul 2013 22:50:03 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Should-I-fuss-to-get-the-ND-no-data-provided-changed-to-OK/m-p/2268943#M281569 Anonymous 2013-07-04T22:50:03Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Should-I-fuss-to-get-the-ND-no-data-provided-changed-to-OK/m-p/2268955#M281572 <P>ND is neither positive or negative.&nbsp; It means No Data was furnished.&nbsp; However, with the lates removed you should have seen a bump.</P><P>&nbsp;</P><P>How long has the lates been gone and what are you using to monitor your scores?</P><P>&nbsp;</P><P>&nbsp;</P> Thu, 04 Jul 2013 22:54:50 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Should-I-fuss-to-get-the-ND-no-data-provided-changed-to-OK/m-p/2268955#M281572 Anonymous 2013-07-04T22:54:50Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Should-I-fuss-to-get-the-ND-no-data-provided-changed-to-OK/m-p/2268969#M281575 <P>Thanks for the response, guiness. I have myFICO SW and I also subscribe to FAKO sites (CreditKarma &amp; Credit Sesame). None have revealed anything.</P><P>&nbsp;</P><P>I am thinking it has only been a few days since the update to ND because when I check about two weeks ago the lates were still there. Should I give it another week to see if a bump occurs?</P><P>&nbsp;</P><P>I just got the myFICO "no change detected" email today, which is what made me see what was going on.</P> Fri, 05 Jul 2013 02:16:25 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Should-I-fuss-to-get-the-ND-no-data-provided-changed-to-OK/m-p/2268969#M281575 Anonymous 2013-07-05T02:16:25Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Should-I-fuss-to-get-the-ND-no-data-provided-changed-to-OK/m-p/2269031#M281582 <P>Especially with SW, I would give it a week maybe.&nbsp; There seems to be a lag in score updates.</P> Thu, 04 Jul 2013 23:59:13 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Should-I-fuss-to-get-the-ND-no-data-provided-changed-to-OK/m-p/2269031#M281582 Anonymous 2013-07-04T23:59:13Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Should-I-fuss-to-get-the-ND-no-data-provided-changed-to-OK/m-p/2269213#M281601 <P>Thanks again.</P> Fri, 05 Jul 2013 02:16:04 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Should-I-fuss-to-get-the-ND-no-data-provided-changed-to-OK/m-p/2269213#M281601 Anonymous 2013-07-05T02:16:04Z