topic Re: Portfolio Recovery PFD FAIL in Rebuilding Your Credit

Portfolio Recovery PFD FAIL

tonyjones — Wed, 17 Jul 2013 18:02:41 GMT

Looks like they are not willing to PFD, it is against their policy supposedly........ what should I do next?

"Your email has been received and noted. $204.00 is not an acceptable settlement for this account. Additionally, it is not our business practice to remove or delete credit information in exchange for payment. To do so would be inaccurate, unfair and contradictory to our policies."

Re: Portfolio Recovery PFD FAIL

llecs — Wed, 17 Jul 2013 18:31:24 GMT

I'm not familiar with them, but I'd try again, or offer a higher amount.

Re: Portfolio Recovery PFD FAIL

Anonymous — Wed, 17 Jul 2013 18:45:42 GMT

I called PRA and settled an $800 dollar account for around $250. They deleted the account. I can't remember if they deleted after I paid or if I submitted a dispute for inaccurate balance and they never responded.

Re: Portfolio Recovery PFD FAIL

tonyjones — Wed, 17 Jul 2013 21:06:08 GMT

@Anonymous wrote:
I called PRA and settled an $800 dollar account for around $250. They deleted the account. I can't remember if they deleted after I paid or if I submitted a dispute for inaccurate balance and they never responded.

Yeah that is what I'll probably have to do, pay first then dispute/gw

Re: Portfolio Recovery PFD FAIL

Lasardo — Wed, 17 Jul 2013 21:36:29 GMT

They deleted for me also so I would not give up on your PFD, send a higher amount.. Say 25% more and see what happens,.. All they can do is say no, right?

Re: Portfolio Recovery PFD FAIL

tonyjones — Wed, 17 Jul 2013 21:49:09 GMT

@Lasardo wrote:
They deleted for me also so I would not give up on your PFD, send a higher amount.. Say 25% more and see what happens,.. All they can do is say no, right?

Who did you talk to? Maybe it's a certain person that allows the TL to be deleted (PFD)?

Re: Portfolio Recovery PFD FAIL

Anonymous — Wed, 17 Jul 2013 22:50:19 GMT

I just called the number. Don't remember who I spoke with.

Re: Portfolio Recovery PFD FAIL

tonyjones — Thu, 18 Jul 2013 17:24:39 GMT

I got an update, they told me to mail them the pfd to the office of general counsel...... i'm trying to find the email for that department, does anybody know it?

Re: Portfolio Recovery PFD FAIL

tonyjones — Fri, 19 Jul 2013 20:41:09 GMT

UPDATE: I mailed PFD to their general counsel, on 07/18/2013. I will update this thread once I recieve a response.

In the meantime I found out the debt has passed it's SOL in California (4 years), should I use this to my advantage somehow? They can still report it but I would like to just get it removed entirely from my CR.

Re: Portfolio Recovery PFD FAIL

Shogun — Fri, 19 Jul 2013 20:59:34 GMT

I found them very difficult to deal with. Good luck!

Re: Portfolio Recovery PFD FAIL

_John_Doe — Mon, 22 Jul 2013 16:57:09 GMT

@Shogun wrote:
I found them very difficult to deal with. Good luck!

+1000 getting your issue(s) handled by someone other than the first person who takes the call will help