topic Re: Credit Sesame vs. Credit.com in Rebuilding Your Credit

Credit Sesame vs. Credit.com

Anonymous — Mon, 22 Jul 2013 15:13:26 GMT

I recently signed up for both programs, not realizing both use EX. One score is 568, the other is 646. Is it normal for FAKO scores to vary that much? Also, the info appears to be different. Credit.com has my credit cards included, while Credit Sesame appears to have none. I am slightly freaking out that something has happened over the past few days to cause my score to drop that drastically. Thanks for your help!

Re: Credit Sesame vs. Credit.com

kroberts67 — Mon, 22 Jul 2013 15:28:33 GMT

Pretty interesting that Credit Sesame uses EX because the score they give me is the same as my TU FICO, exactly to the "T". Not a digit off... eerie.

Re: Credit Sesame vs. Credit.com

kroberts67 — Mon, 22 Jul 2013 15:31:55 GMT

And yes it is common for the FAKOS to vary as they all use their own scoring system.

Re: Credit Sesame vs. Credit.com

Shogun — Mon, 22 Jul 2013 16:21:01 GMT

@kroberts67 wrote:
And yes it is common for the FAKOS to vary as they all use their own scoring system.

They use their own scoring system. They weigh things differently.

Re: Credit Sesame vs. Credit.com

Anonymous — Mon, 22 Jul 2013 17:59:04 GMT

Thank y'all for the quick reply! I feel much better about the differing scores now.