topic Re: Best Secured Card to get besides Cap one?? in Rebuilding Your Credit

Best Secured Card to get besides Cap one??

rodzilla2013 — Thu, 01 Aug 2013 03:56:24 GMT

Hello All, I am trying to rebuild my credit and just was approvied for a Cap one card. I was about to try for a Wells fargo card but not sure if they will approve me

because I was denied by Bank of America?? Any suggestions on good secured cards???

Re: Best Secured Card to get besides Cap one??

myjourney — Thu, 01 Aug 2013 04:14:01 GMT

@rodzilla2013 wrote:
Hello All, I am trying to rebuild my credit and just was approvied for a Cap one card. I was about to try for a Wells fargo card but not sure if they will approve me
because I was denied by Bank of America?? Any suggestions on good secured cards???

Welcome to the forum

Another option is

https://www.sdfcu.org/

easy approval but won't graduate for 15 months

US bank also has a variety of secured cards

Re: Best Secured Card to get besides Cap one??

Anonymous — Thu, 01 Aug 2013 05:05:05 GMT

There is no actual BEST card. All cards work differently. Some do auto CLI, some graduate faster than others, some have lower fees but looked down upon by certain creditors as toy cards so no one can answer that questions.

Re: Best Secured Card to get besides Cap one??

rodzilla2013 — Thu, 01 Aug 2013 05:26:36 GMT

Hey MyJourney,

Thanks for that!!!,

This card seems like a no brainer as they dont require a credit check so no inquiries on your report. Did you get one and if so how do you like it??

Thanks

Re: Best Secured Card to get besides Cap one??

myjourney — Thu, 01 Aug 2013 06:54:43 GMT

@rodzilla2013 wrote:
Hey MyJourney,

Thanks for that!!!,

This card seems like a no brainer as they dont require a credit check so no inquiries on your report. Did you get one and if so how do you like it??

Thanks

Sorry for the delay internet was down

I don't have one personally but I'm an active member of the CC forum and have done a lot of research on SFDCU cards to help people establish new TL's that report to all 3 CB's.

From all the members that have it ...it's a great card with rewards that build a positive history so I highly recommend it for those reasons.

It's also important for rebuilders not to get a lot of INQ's thus slowing the rebuilding process and I just hate to see people go for cards get denied and end up stuck with the INQ for 2 years and still need new TL's.

Use it wisely and it will return the favor

Best wishes

Re: Best Secured Card to get besides Cap one??

rodzilla2013 — Thu, 01 Aug 2013 22:54:31 GMT

MyJourney, thanks again for the response !!!

Re: Best Secured Card to get besides Cap one??

myjourney — Fri, 02 Aug 2013 03:13:01 GMT

@rodzilla2013 wrote:
MyJourney, thanks again for the response !!!

Not a problem glad to help