https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/what-to-do/m-p/337680#M29163 <DIV></DIV> <DIV>If they signed for the letter on 8/25 and then reported the debt before validating-- they are in violation of FDCPA.</DIV> <DIV>&nbsp;</DIV> <DIV>I would send them a letter stating such and that they owe you a fine for doing so. They also owe you for double reporting, which is reporting information they know to be untrue. They know you don't owe the debt twice.</DIV> <DIV>&nbsp;</DIV> <DIV>If you are willing to follow through and have a paper trail, I would send an ITS. Give them so long to meet your demands (remove the account and/or pay you $$) or you are suing.<BR /></DIV> <BLOCKQUOTE> <DIV> <HR /> rbroadh2o wrote:<BR /> <DIV></DIV> <DIV>can someone tell me what to do i sent out a dv to a ca and was with in my 30 days thay got the dv on 9/25/08 that is the date on my green card i got back from usps no response from CA&nbsp;looked at my CR today and there it was thay got the letter just 15 days ago&nbsp;not only that its on&nbsp;my CR two&nbsp;times under experian&nbsp;</DIV><BR /> <HR /> </DIV></BLOCKQUOTE> <DIV><BR /></DIV> <DIV></DIV> Wed, 10 Sep 2008 23:11:05 GMT Anonymous 2008-09-10T23:11:05Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/what-to-do/m-p/337675#M29161 <DIV></DIV><DIV>can someone tell me what to do i sent out a dv to a ca and was with in my 30 days thay got the dv on 9/25/08 that is the date on my green card i got back from usps no response from CA&nbsp;looked at my CR today and there it was thay got the letter just 15 days ago&nbsp;not only that its on&nbsp;my CR two&nbsp;times under experian&nbsp;</DIV> Wed, 10 Sep 2008 23:05:11 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/what-to-do/m-p/337675#M29161 Anonymous 2008-09-10T23:05:11Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/what-to-do/m-p/337680#M29163 <DIV></DIV> <DIV>If they signed for the letter on 8/25 and then reported the debt before validating-- they are in violation of FDCPA.</DIV> <DIV>&nbsp;</DIV> <DIV>I would send them a letter stating such and that they owe you a fine for doing so. They also owe you for double reporting, which is reporting information they know to be untrue. They know you don't owe the debt twice.</DIV> <DIV>&nbsp;</DIV> <DIV>If you are willing to follow through and have a paper trail, I would send an ITS. Give them so long to meet your demands (remove the account and/or pay you $$) or you are suing.<BR /></DIV> <BLOCKQUOTE> <DIV> <HR /> rbroadh2o wrote:<BR /> <DIV></DIV> <DIV>can someone tell me what to do i sent out a dv to a ca and was with in my 30 days thay got the dv on 9/25/08 that is the date on my green card i got back from usps no response from CA&nbsp;looked at my CR today and there it was thay got the letter just 15 days ago&nbsp;not only that its on&nbsp;my CR two&nbsp;times under experian&nbsp;</DIV><BR /> <HR /> </DIV></BLOCKQUOTE> <DIV><BR /></DIV> <DIV></DIV> Wed, 10 Sep 2008 23:11:05 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/what-to-do/m-p/337680#M29163 Anonymous 2008-09-10T23:11:05Z