topic Re: my Baddies in Rebuilding Your Credit https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/my-Baddies/m-p/2428193#M294781 <P>Do you have the means to pay these now? &nbsp;If so, PFDs may be your way to go.</P><P>&nbsp;</P><P>&nbsp;</P> Sat, 07 Sep 2013 04:00:05 GMT Shogun 2013-09-07T04:00:05Z my Baddies https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/my-Baddies/m-p/2428073#M294773 <P>i have a lot of bad debt some is on CR and some is not</P><P>HR Block&nbsp;&nbsp; 138</P><P><U>Red River Collection&nbsp; 180&nbsp; (old Utility bill)</U></P><P>DiRect Check&nbsp;&nbsp; 200&nbsp; (payday loan)</P><P><U>DCI&nbsp;&nbsp; 291&nbsp; (bad check&nbsp; judgement</U>)</P><P>James River Dentist&nbsp;&nbsp; 258</P><P>Midco&nbsp;&nbsp; 300 (old cable Bill)</P><P>GoodYear 350</P><P><U>First Premiere&nbsp;&nbsp; 461&nbsp; (charge Off)</U></P><P><U>Asset Acceptance&nbsp; 488&nbsp;</U></P><P>Neset Repair&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;700</P><P>Attorney Bill&nbsp;&nbsp;&nbsp; 750</P><P>P&nbsp;and F repair&nbsp; 900</P><P><U>C</U><U>ollection Center Inc&nbsp; 1006 (judgement on&nbsp;old medical bill</U></P><P>Lake Region Collection&nbsp;&nbsp; 2200&nbsp;(Old Medical)</P><P>ND job service&nbsp; 600&nbsp; (new Judgement)</P><P>IRS 500</P><P>Old Landlord 2200 (back rent)</P><P><U>LVNV Funding 1400</U></P><P>&nbsp;this is just about 13 K but only the ones that are under lined are on CR plus three charge off cards that have no balance i am currently sitting at a 590 score and wanting to get to at least the 650 to 750 range by the end of 2015any one have any suggestions that might help me out</P> Sat, 07 Sep 2013 03:21:43 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/my-Baddies/m-p/2428073#M294773 chevyman 2013-09-07T03:21:43Z Re: my Baddies https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/my-Baddies/m-p/2428193#M294781 <P>Do you have the means to pay these now? &nbsp;If so, PFDs may be your way to go.</P><P>&nbsp;</P><P>&nbsp;</P> Sat, 07 Sep 2013 04:00:05 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/my-Baddies/m-p/2428193#M294781 Shogun 2013-09-07T04:00:05Z Re: my Baddies https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/my-Baddies/m-p/2428255#M294785 Some of the smaller ones maybe or wait for taxes the charge offs should drop if in a few years Sat, 07 Sep 2013 04:29:36 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/my-Baddies/m-p/2428255#M294785 chevyman 2013-09-07T04:29:36Z