https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Which-is-better/m-p/2456589#M296928 <P>Since you already to the inquiry hit for the DCU, I would put it there. That way you will have two positive accounts reporting. The limits dont make a difference as far scoring is concerned.</P> Thu, 19 Sep 2013 17:10:25 GMT DiabolicallyRandom 2013-09-19T17:10:25Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Which-is-better/m-p/2456587#M296927 <P>I have a cap1 secured mastercard with a CL of 206 and I was approved for a DCU secured credit card. I believe I need a $500 deposit for the DCU acc to get a $500 dollar limit. Is it better for me to put that 500 into the cap1 to make it a 706 CL or to get the DCU one for 500 in terms of buliding my credit?</P> Thu, 19 Sep 2013 17:08:19 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Which-is-better/m-p/2456587#M296927 jbrown773 2013-09-19T17:08:19Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Which-is-better/m-p/2456589#M296928 <P>Since you already to the inquiry hit for the DCU, I would put it there. That way you will have two positive accounts reporting. The limits dont make a difference as far scoring is concerned.</P> Thu, 19 Sep 2013 17:10:25 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Which-is-better/m-p/2456589#M296928 DiabolicallyRandom 2013-09-19T17:10:25Z