https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-don-t-get-it/m-p/2588125#M306023 <P>How much time elapsed betwwen paying down your balances and you checking your scores? Are your scores being checked from the same sources?</P> Fri, 15 Nov 2013 01:20:33 GMT ezdriver 2013-11-15T01:20:33Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-don-t-get-it/m-p/2587845#M306001 So I dropped my until from around 20% to about 2% and I lost 4 points. **bleep**?<BR /><BR />/confused Fri, 15 Nov 2013 00:06:27 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-don-t-get-it/m-p/2587845#M306001 madmann26 2013-11-15T00:06:27Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-don-t-get-it/m-p/2587867#M306003 <P>Do you have any baddies or recently had any baddies removed? opened any new credit?</P> Fri, 15 Nov 2013 00:13:40 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-don-t-get-it/m-p/2587867#M306003 DaBears 2013-11-15T00:13:40Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-don-t-get-it/m-p/2587869#M306004 <P>has everything reported ?&nbsp; Thats been my hold up.</P> Fri, 15 Nov 2013 00:13:48 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-don-t-get-it/m-p/2587869#M306004 KoolDev 2013-11-15T00:13:48Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-don-t-get-it/m-p/2587897#M306005 <P>It could be a few things but I don't think paying down your utilization would do it.</P><P>&nbsp;</P><P>&nbsp;</P> Fri, 15 Nov 2013 00:22:08 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-don-t-get-it/m-p/2587897#M306005 Anonymous 2013-11-15T00:22:08Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-don-t-get-it/m-p/2588107#M306021 <P>I agree with the above. &nbsp;The util dropping wouldn't be the cause here. &nbsp;Something else changed. &nbsp;Ive been in the same boat a few times where something good I was waiting on hit and my score either didnt change or dropped a bit. &nbsp;I was angry.</P><P>&nbsp;</P><P>But after digging deeper I found other reasons. &nbsp;</P> Fri, 15 Nov 2013 01:18:24 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-don-t-get-it/m-p/2588107#M306021 C_DUBYA 2013-11-15T01:18:24Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-don-t-get-it/m-p/2588125#M306023 <P>How much time elapsed betwwen paying down your balances and you checking your scores? Are your scores being checked from the same sources?</P> Fri, 15 Nov 2013 01:20:33 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-don-t-get-it/m-p/2588125#M306023 ezdriver 2013-11-15T01:20:33Z