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    <title>topic Lanier Collection Agency, Great Customer Service !! YMMV in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Lanier-Collection-Agency-Great-Customer-Service-YMMV/m-p/2632957#M309209</link>
    <description>&lt;P&gt;So i was looking at my scores, and noticed EQ was way lower then others.... been doing some digging.&amp;nbsp;&amp;nbsp; Lo and behold, I had a medical collection that hit my EQ report in Oct 2013 that i had never received a statement from the OC or the CA in regards to.&amp;nbsp; This was from Oct 2012.&amp;nbsp;&lt;/P&gt;&lt;P&gt;I recognized the OC and the dollar amount from my insurance EOBs as one I had not seen reconcilled yet.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Great, I messed up, and Missed one, right? WRONG!.&amp;nbsp; the OC And the CA had the wrong mailing address for me listed on the account, which explains why i did not get any statements from said bill.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Called the OC to see if they would recall the debt, and allow me to pay them, or if they had sold the account.&amp;nbsp;&amp;nbsp; They said i had to talk to the CA.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I called the CA, Lanier Collection Agency, and spoke to a very nice CS agent.&amp;nbsp; She was helpful in looking up to see if i had anything else with them, and went over my payment history with them from previous years... all were paid in full, except one!..&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I verified my address with her, and she admitted they had the wrong address on file for me.&amp;nbsp; I immediately offered a verbal PFD, and they accepted it, citing the miscommunication of address as a valid reason to delete the account from my CR.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I pulled my Eq report tonight, and the collection is GONE!.. YAY... so i get to call them tomorrow and pay the bill &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt; ... 1 baddie down, 12 to go...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Now I hope scorewatch will alert me to an up arrow tomorrow or Monday at the latest... lets see what happens!..&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;::: dancing a jig, still gargening, sober, and having a wonderful time! :::&lt;/P&gt;</description>
    <pubDate>Fri, 06 Dec 2013 05:00:25 GMT</pubDate>
    <dc:creator>Pupeitmeister</dc:creator>
    <dc:date>2013-12-06T05:00:25Z</dc:date>
    <item>
      <title>Lanier Collection Agency, Great Customer Service !! YMMV</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Lanier-Collection-Agency-Great-Customer-Service-YMMV/m-p/2632957#M309209</link>
      <description>&lt;P&gt;So i was looking at my scores, and noticed EQ was way lower then others.... been doing some digging.&amp;nbsp;&amp;nbsp; Lo and behold, I had a medical collection that hit my EQ report in Oct 2013 that i had never received a statement from the OC or the CA in regards to.&amp;nbsp; This was from Oct 2012.&amp;nbsp;&lt;/P&gt;&lt;P&gt;I recognized the OC and the dollar amount from my insurance EOBs as one I had not seen reconcilled yet.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Great, I messed up, and Missed one, right? WRONG!.&amp;nbsp; the OC And the CA had the wrong mailing address for me listed on the account, which explains why i did not get any statements from said bill.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Called the OC to see if they would recall the debt, and allow me to pay them, or if they had sold the account.&amp;nbsp;&amp;nbsp; They said i had to talk to the CA.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I called the CA, Lanier Collection Agency, and spoke to a very nice CS agent.&amp;nbsp; She was helpful in looking up to see if i had anything else with them, and went over my payment history with them from previous years... all were paid in full, except one!..&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I verified my address with her, and she admitted they had the wrong address on file for me.&amp;nbsp; I immediately offered a verbal PFD, and they accepted it, citing the miscommunication of address as a valid reason to delete the account from my CR.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I pulled my Eq report tonight, and the collection is GONE!.. YAY... so i get to call them tomorrow and pay the bill &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt; ... 1 baddie down, 12 to go...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Now I hope scorewatch will alert me to an up arrow tomorrow or Monday at the latest... lets see what happens!..&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;::: dancing a jig, still gargening, sober, and having a wonderful time! :::&lt;/P&gt;</description>
      <pubDate>Fri, 06 Dec 2013 05:00:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Lanier-Collection-Agency-Great-Customer-Service-YMMV/m-p/2632957#M309209</guid>
      <dc:creator>Pupeitmeister</dc:creator>
      <dc:date>2013-12-06T05:00:25Z</dc:date>
    </item>
    <item>
      <title>Re: Lanier Collection Agency, Great Customer Service !! YMMV</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Lanier-Collection-Agency-Great-Customer-Service-YMMV/m-p/2633221#M309213</link>
      <description>&lt;P&gt;Congrats on your success&amp;nbsp;&lt;/P&gt;&lt;P&gt;Wooo Hooo&lt;/P&gt;</description>
      <pubDate>Fri, 06 Dec 2013 06:29:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Lanier-Collection-Agency-Great-Customer-Service-YMMV/m-p/2633221#M309213</guid>
      <dc:creator>myjourney</dc:creator>
      <dc:date>2013-12-06T06:29:37Z</dc:date>
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