topic Re: History changes. in Rebuilding Your Credit

History changes.

Law321 — Sun, 12 Jan 2014 20:43:22 GMT

I was out of work near the end of 2012 and it caised me to go 60 days late on my car payment and 60 on a cc. The cc was closed, luckily the car not reposessed. Anything I can do to make the delinquecys not look as bad on my report?

Re: History changes.

LearningMoreAboutCredit — Sun, 12 Jan 2014 20:59:41 GMT

@Law321 wrote:
I was out of work near the end of 2012 and it caised me to go 60 days late on my car payment and 60 on a cc. The cc was closed, luckily the car not reposessed. Anything I can do to make the delinquecys not look as bad on my report?

With your activity being so recent, only time and on-time payment history from this point will heal your reports. Sorry.

Re: History changes.

Anonymous — Sun, 12 Jan 2014 21:02:16 GMT

Welcome to the forum. You can write GW letters to the creditors -see examples in the sticky - but as LearningMoreAboutCredit mentioned, time and positive payments will help.

Good luck