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    <title>topic NO CHANGE &amp;amp; I used HIPAA in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/NO-CHANGE-amp-I-used-HIPAA/m-p/348662#M31727</link>
    <description>&lt;DIV&gt;paid med coll 8/25 and nothing on my report has changed. I did HIPAA letter 2, 3 &amp;amp; 4. Nothing. Will the CRA&amp;nbsp;update at the end of month or the beginning of the month? 3 still show balances, 3 show no balance not even $0 and 1 states PAID. Does that mean if they were going to remove it they would have done so already? I am at my wits end. This is driving me nuts.&lt;/DIV&gt;</description>
    <pubDate>Thu, 25 Sep 2008 22:15:54 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2008-09-25T22:15:54Z</dc:date>
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      <title>NO CHANGE &amp; I used HIPAA</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/NO-CHANGE-amp-I-used-HIPAA/m-p/348662#M31727</link>
      <description>&lt;DIV&gt;paid med coll 8/25 and nothing on my report has changed. I did HIPAA letter 2, 3 &amp;amp; 4. Nothing. Will the CRA&amp;nbsp;update at the end of month or the beginning of the month? 3 still show balances, 3 show no balance not even $0 and 1 states PAID. Does that mean if they were going to remove it they would have done so already? I am at my wits end. This is driving me nuts.&lt;/DIV&gt;</description>
      <pubDate>Thu, 25 Sep 2008 22:15:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/NO-CHANGE-amp-I-used-HIPAA/m-p/348662#M31727</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-09-25T22:15:54Z</dc:date>
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