https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Can-Checking-Your-Own-Credit-Too-Much-Hurt/m-p/2826171#M323092 <P>I just had this conversation with a rep at Equifax.&nbsp; I subscribe to their service and have the ability to pull daily.&nbsp; She stated it CAN cause an issue such as a split file if you pull too often.&nbsp; She pointed me to the fine print, but I've yet to read it.&nbsp; Pulling daily is probably a bit too much in any case.</P><BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/689471">@panicattack</a> wrote:<BR /><P>I have been reading some horror stories about bumpage and spliting of reports. &nbsp;Is it possible to check your own credit too much? &nbsp;The CRAs will have you believe refreshing your own reports using their products will not hurt you. &nbsp;Is this a lie?</P><HR /></BLOCKQUOTE><P>&nbsp;</P> Mon, 17 Feb 2014 18:18:24 GMT Shokk 2014-02-17T18:18:24Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Can-Checking-Your-Own-Credit-Too-Much-Hurt/m-p/2823809#M322945 <P>I have been reading some horror stories about bumpage and spliting of reports. &nbsp;Is it possible to check your own credit too much? &nbsp;The CRAs will have you believe refreshing your own reports using their products will not hurt you. &nbsp;Is this a lie?</P> Sun, 16 Feb 2014 20:39:47 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Can-Checking-Your-Own-Credit-Too-Much-Hurt/m-p/2823809#M322945 panicattack 2014-02-16T20:39:47Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Can-Checking-Your-Own-Credit-Too-Much-Hurt/m-p/2823951#M322958 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/689471">@panicattack</a> wrote:<BR /><P>I have been reading some horror stories about bumpage and spliting of reports. &nbsp;Is it possible to check your own credit too much? &nbsp;The CRAs will have you believe refreshing your own reports using their products will not hurt you. &nbsp;Is this a lie?</P><HR /></BLOCKQUOTE><P>If you are using the CRAs service directly there isnt going to be a problem and there arent usually problems with other services that can pull your credit. B* can be a problem for some but for most of us the answer would be a simple no it wont hurt you.</P> Sun, 16 Feb 2014 21:43:09 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Can-Checking-Your-Own-Credit-Too-Much-Hurt/m-p/2823951#M322958 gdale6 2014-02-16T21:43:09Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Can-Checking-Your-Own-Credit-Too-Much-Hurt/m-p/2826171#M323092 <P>I just had this conversation with a rep at Equifax.&nbsp; I subscribe to their service and have the ability to pull daily.&nbsp; She stated it CAN cause an issue such as a split file if you pull too often.&nbsp; She pointed me to the fine print, but I've yet to read it.&nbsp; Pulling daily is probably a bit too much in any case.</P><BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/689471">@panicattack</a> wrote:<BR /><P>I have been reading some horror stories about bumpage and spliting of reports. &nbsp;Is it possible to check your own credit too much? &nbsp;The CRAs will have you believe refreshing your own reports using their products will not hurt you. &nbsp;Is this a lie?</P><HR /></BLOCKQUOTE><P>&nbsp;</P> Mon, 17 Feb 2014 18:18:24 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Can-Checking-Your-Own-Credit-Too-Much-Hurt/m-p/2826171#M323092 Shokk 2014-02-17T18:18:24Z