topic Re: Wow!! in Rebuilding Your Credit

Wow!!

Anonymous — Fri, 21 Feb 2014 17:07:20 GMT

just pulled my FICO EQUIFAX SCORE and it is now a whopping 729!!! I started my rebuild journey in 10/13 with dismal scores in the low 5's across the board.. after utilizing the tips and tricks in this forum I have successfully rebuilt my credit..

Thank you all so much!!

Hello new mortgage!!

Re: Wow!!

Season79 — Fri, 21 Feb 2014 17:14:38 GMT

Amazing!!!

Re: Wow!!

rckstrscott — Fri, 21 Feb 2014 17:15:44 GMT

@Anonymous wrote:
just pulled my FICO EQUIFAX SCORE and it is now a whopping 729!!! I started my rebuild journey in 10/13 with dismal scores in the low 5's across the board.. after utilizing the tips and tricks in this forum I have successfully rebuilt my credit..

Thank you all so much!!

Hello new mortgage!!

Congrats!!!

Re: Wow!!

mebell — Fri, 21 Feb 2014 17:19:16 GMT

That is great news. Drastic increase in that short amount of time. That is an inspiration to us all, congrats!

Re: Wow!!

Anonymous — Fri, 21 Feb 2014 17:23:54 GMT

Care to share what all happened to cause such a change?

Re: Wow!!

Anonymous — Fri, 21 Feb 2014 17:31:48 GMT

^^ I'm curious to know this as well..My wife's scores are in the low 500's and I'm just starting my journey of rebuilding her credit! This is definitely motivational..

Re: Wow!!

Anonymous — Fri, 21 Feb 2014 17:32:18 GMT

Incredible! Congratulations to you!

Re: Wow!!

baller4life — Fri, 21 Feb 2014 18:04:13 GMT

Wow amazing!!! WTG! Now are you going on an app spree for Equifax pullers?

Re: Wow!!

gdale6 — Fri, 21 Feb 2014 18:09:12 GMT

@Anonymous wrote:
just pulled my FICO EQUIFAX SCORE and it is now a whopping 729!!! I started my rebuild journey in 10/13 with dismal scores in the low 5's across the board.. after utilizing the tips and tricks in this forum I have successfully rebuilt my credit..

Thank you all so much!!

Hello new mortgage!!

Grats to your success, enjoy

Re: Wow!!

Anonymous — Fri, 21 Feb 2014 19:32:57 GMT

I had 19 baddies across all 3 reports.. some were errorneous, some were admittedly mine.. I know this is taboo here, but I used Buildmyscores " a credit restoration company to do my debt validation and goodwilling, but that was before I discovered you guys.. To be fair the 729 in only my Experian FICO pulled from this site...I need the others as well.

To date: only one baddie remains.. Verizon wireless...

I have an auto loan for 24,000 which is never late.. horrid interest rateof 18% , all I could get at the time...( need to refi--any suggestions?)

I have an incredibly small ( $30) personal loan from a place in my town that reports to all 3 bureaus..

My mother added me as an AU to here 10000 cap 1 cc w/ a zero balance.I recently got approved for a 300 unsecured Visa and a buckle card( using the shopping cart trick, of course!)

So the combination of getting baddies removed and adding positive tradelines did what was advertised..

A couple of questions for you gurus out there.. As far as things getting items deleted I see that all of the cb's follow suite pretty well.. How about adding info.. will the card that I'm an AU on report to Transunion eventually?

I have not received my Buckle card yet and it is not reporting yet, will this help or hurt my score?

I have not received my small limit visa yet and it is not reporting yet, will this help or hurt my score?

I would think it would continue to .go up whilst adding a positive mix of credit, keeping util. low of course.. Any ideas on where I go from here?

Re: Wow!!

coldnmn — Fri, 21 Feb 2014 19:39:50 GMT

Truly amazing Congrats! Thanks for sharing.

Re: Wow!!

Anonymous — Fri, 21 Feb 2014 19:50:47 GMT

sorry folks!!! I meant Equifax in my previous post...

Re: Wow!!

Anonymous — Fri, 21 Feb 2014 21:07:34 GMT

"......$30 personal loan?" Did you mean three hundred?

Re: Wow!!

Anonymous — Fri, 21 Feb 2014 21:24:57 GMT

Nope .. I meant 30.00.. I pay them 14.00 a month...

I know 30 dollars doesn't do anything for anyone, but that is not the purpose of the loan.. It is/ and does, help rebuild credit..

Mckinney Investments

Mckinney,Tx