topic Can't Figure this Out in Rebuilding Your Credit

Can't Figure this Out

Anonymous — Sun, 23 Mar 2014 20:16:18 GMT

I purchased the 3 credit reports today; received my welcome, etc, and keep trying to pull up my 3 credit reports from FICO. However, when I click on get report now button, the next page is just another page to purchase the report. I feel I am missing something, but can't find it. Can anyone give me advice about how to retrieve my reports, please.

Re: Can't Figure this Out

llecs — Sun, 23 Mar 2014 20:46:57 GMT

So you bought all 3 reports via myFICO today, right? If you did so, you should have seen each report after the purchase. Try clicking "My Account" at the top of this page. You might be prompted to log back in (your log-in time period for the products section of myFICO is a heck of a lot shorter than your forums session). Once you log back in, you should see all 3 scores with today's day if your purchase went through.

Re: Can't Figure this Out

Anonymous — Sun, 23 Mar 2014 20:53:21 GMT

Thank you. Yes I purchased today. Did as you suggested and still no reports. When I click on get report button, just taken to order page.

Re: Can't Figure this Out

llecs — Sun, 23 Mar 2014 21:01:13 GMT

If you don't mind me asking, do you have enough info to generate a FICO score?

Here's the minimum scoring requirements for a FICO:

· At least one account that has been open for six months or more
· At least one undisputed account that has been reported to the credit bureau with in the past six months
· No indication of deceased on the credit report (Please note: if you share an account with another person this may affect you if the other account holder is reported deceased).

If lacking the above, you wouldn't have a FICO score and therefore wouldn't have a FICO report that can be purchased. I've read of others' experiences in here and in cases like that it appears the report purchase went through but the charge on their CC is only temporary and clears because the purchase couldn't be made. This also happens in the cases of ID theft or fraud alerts on your report.

If you were able to purchase elsewhere your reports and you have a long and open credit history, then I'd give myFICO a buzz.

Re: Can't Figure this Out

Anonymous — Sun, 23 Mar 2014 23:13:43 GMT

Yes, I signed up for the Experian PLUS thinking it was a FICO score. When I recently realized it puts out a FAKO score, i finally decided today to pay for the 3 bureau ctedit reports. I have been working on rebuilding my score.

Re: Can't Figure this Out

Anonymous — Mon, 24 Mar 2014 20:13:01 GMT

Finally decided to call customer service. The CSR finally determinced what had gone wrong and fixed everything. How I can see my scores.