topic Re: After a few years in the credit wilderness - 775 in Rebuilding Your Credit

After a few years in the credit wilderness - 775

gingerdad — Mon, 03 Jun 2013 14:08:56 GMT

Score jumped from 705 to 775 last night. Stated reason was no recent pursuits of new credit . . .not going to tempt the credit score Gods with my editorial on their algorithim, but basically 1 BS (imo) medical judgement is approaching 7 years old and must not be hitting me as hard as it was even a month ago; further applied for some business financing 8 months ago that must not be hurting anymore.

Score has returned to the range it sat pre medical judgement; some feeling of redemption!

Anyway, thanks to this forum for help along the way (technical as well as moral support).

Now need to start building the businesses' credit from scratch.

Re: After a few years in the credit wilderness - 775

blunderer — Mon, 03 Jun 2013 13:49:32 GMT

Congratulations on the awesome increase in your score.

Re: After a few years in the credit wilderness - 775

esmer0924 — Mon, 03 Jun 2013 13:54:15 GMT

Great Job I would love to get to that score

Re: After a few years in the credit wilderness - 775

fishbjc — Mon, 03 Jun 2013 13:54:35 GMT

YES!!

Re: After a few years in the credit wilderness - 775

gingerdad — Mon, 03 Jun 2013 14:32:58 GMT

Thank you all! There are plenty of negative web communities out there . . . this is definitely one of the good ones!

One little piece of advise to folks going through this (whether you think you deserved your credit score or not) - watching your every week can be like watching the water boil; pay attention to your credit file and follow the suggestions on this forum, but watching for changes in score every week can drive you nuts.

Re: After a few years in the credit wilderness - 775

gingerdad — Fri, 11 Jul 2014 16:16:22 GMT

Equifax FICO at 825 this morning!

Re: After a few years in the credit wilderness - 775

Jamex — Fri, 11 Jul 2014 18:27:31 GMT

Congrats! #likeaboss