topic Re: First Premier Bank Charge-Off Deleted in Rebuilding Your Credit

First Premier Bank Charge-Off Deleted

jre — Mon, 21 Jul 2014 01:31:17 GMT

It has disappeared from my reports. Was only a couple years since it was charged off. I wrote GW about 6 months ago, but no success. Anyone else have this happen lately?

Re: First Premier Bank Charge-Off Deleted

gdale6 — Mon, 21 Jul 2014 01:44:32 GMT

@jre wrote:
It has disappeared from my reports. Was only a couple years since it was charged off. I wrote GW about 6 months ago, but no success. Anyone else have this happen lately?

Nice, these things happen sometimes

Re: First Premier Bank Charge-Off Deleted

joeyoey — Mon, 21 Jul 2014 07:49:22 GMT

They recently deleted an old charge-off from me as well. It took several letters, but finally the right person opened it!

Re: First Premier Bank Charge-Off Deleted

BlessedHappiness — Wed, 23 Jul 2014 06:02:45 GMT

Can you share your letter please. PM your contact name. I have one that I am working on as well. Thank you.

Re: First Premier Bank Charge-Off Deleted

coldnmn — Wed, 23 Jul 2014 10:10:16 GMT

Congrats! Thanks for sharing.

Re: First Premier Bank Charge-Off Deleted

bronxboy10 — Wed, 23 Jul 2014 17:45:16 GMT

Could you please PM me the contact you communicated with at First Premier Bank? I have a TL I closed back in 2010 with a 120 day late. This is the only 120 on my report, really trying to get this TL removed.

Re: First Premier Bank Charge-Off Deleted

jre — Thu, 24 Jul 2014 23:17:54 GMT

The goodwill was sent to their general mail address, which can be found on your credit report under creditor contact information.

Re: First Premier Bank Charge-Off Deleted

choppa02 — Fri, 25 Jul 2014 00:18:59 GMT

Congrats! I too just had recent success with a CO being removed.

Re: First Premier Bank Charge-Off Deleted

Anonymous — Wed, 27 Aug 2014 19:57:32 GMT

Can you PM me your letter? I tried a PFD and was refused twice, so paid it off to get it off my utilization.

Re: First Premier Bank Charge-Off Deleted

alvon123 — Thu, 28 Aug 2014 10:36:59 GMT

congrats

Re: First Premier Bank Charge-Off Deleted

slund5499 — Tue, 28 Oct 2014 02:40:29 GMT

Congradulations.

I have had no luck getting them to accept payment because it was sold to a collection agency. I sent GW about 2 months ago to the VP of operations and have heard nothing.

I heard that if I apply and they approve a new card that they would demand payment for the old account balance. I would gladly accept this option. However, I have too any inquiries and very thin credit file so every inquiry drops my score by 25 - 50 points.

Any suggestions? Any contacts available?

Re: First Premier Bank Charge-Off Deleted

jre — Tue, 25 Nov 2014 03:48:12 GMT

@slund5499 wrote:
Congradulations.

I have had no luck getting them to accept payment because it was sold to a collection agency. I sent GW about 2 months ago to the VP of operations and have heard nothing.

I heard that if I apply and they approve a new card that they would demand payment for the old account balance. I would gladly accept this option. However, I have too any inquiries and very thin credit file so every inquiry drops my score by 25 - 50 points.

Any suggestions? Any contacts available?

Have you paid the collection agency? I would not re-apply for this card. I doubt they'd approve you. Is the collection agency reporting any info?