DOFD question

Marcos8 — Fri, 25 Jul 2014 23:25:41 GMT

I had a short sale almost 4 years ago. Leading up to it I had 2 separate 30 day lates that went current before the final charge off for the short sale. I had a 30 day late in January that became current in february and then another 30 day late in march that became current in April. When the mortgage charged off the account was current. What is the day that should be used for when this baddie account should fall off my report? ... The DOFD of the first 30 day late or the date of the final charge off? Thanks!

Re: DOFD question

gdale6 — Sat, 26 Jul 2014 00:44:14 GMT

@Marcos8 wrote:
I had a short sale almost 4 years ago. Leading up to it I had 2 separate 30 day lates that went current before the final charge off for the short sale. I had a 30 day late in January that became current in february and then another 30 day late in march that became current in April. When the mortgage charged off the account was current. What is the day that should be used for when this baddie account should fall off my report? ... The DOFD of the first 30 day late or the date of the final charge off? Thanks!

If it was current when it was CO then the CO date is the DoFD.

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