topic Re: Midland Credit getting on my nerves in Rebuilding Your Credit

Midland Credit getting on my nerves

jsk300 — Mon, 20 Oct 2008 13:29:14 GMT

I have sent DV requests, threatening letters, and ITS letter to these scum bags as they are reporting an account they have never validated. I have disputed with the CRA's and they keep updating/verifying. My last communication was an ITS letter with a copy of the complaint I was going to file with the courts if they did not remove their illegal reporting. I sent this to their CEO and as of today, they are still reporting. Should I go ahead and just go through with my threat of a lawsuit against these bottom dwelling dousche bags?

Re: Midland Credit getting on my nerves

Anonymous — Mon, 20 Oct 2008 13:48:17 GMT

Also file a complaint the the AG, BBB and the FTC.

Re: Midland Credit getting on my nerves

jsk300 — Mon, 20 Oct 2008 16:31:24 GMT

I already filed a complaint with the BBB of San Diego. They wrote me back to tell me that Midland will not give my info to them if I didn't sign something. I told them that Midland is in violation and they need to correct their records and I'm not signing s*it for them. I have also sent off a complaint to the FTC a while back. I'm at my wit's end with these degenerates.

Re: Midland Credit getting on my nerves

Anonymous — Mon, 20 Oct 2008 16:57:13 GMT

Signing the release is SOP for Midland when a complaint is filed with the BBB. I had to do so and issue was resolved.

Since it isn't a good idea to make empty threats, I assume you were serious about filing suit when you sent the ITS. Now is the time if you dont' want to sign the form for the BBB.

Re: Midland Credit getting on my nerves

Anonymous — Tue, 21 Oct 2008 04:38:37 GMT

I had ther same problem w/ Midland signed the letter with the BBB within 72 collection came off!!!

Re: Midland Credit getting on my nerves

Anonymous — Tue, 21 Oct 2008 17:23:27 GMT

I, too, signed that form when dealing with Midland but I don't think I would do it today with the knowledge I've gained. Midland, as are most CA's, is ruthless and if they don't have your signature on file, that is a way for them to misuse it. I've known instances where they have done this to others.

Re: Midland Credit getting on my nerves

Anonymous — Tue, 21 Oct 2008 18:10:22 GMT

Tai wrote:
I, too, signed that form when dealing with Midland but I don't think I would do it today with the knowledge I've gained. Midland, as are most CA's, is ruthless and if they don't have your signature on file, that is a way for them to misuse it. I've known instances where they have done this to others.

Your signature is always very close, but likely not ever identical.

Keep a copy of the paper you signed for them. If it came down to it, you could likely prove they used that signature to produce a falsified signed document. I changed my signature just a bit from normal.

Re: Midland Credit getting on my nerves

Veee — Wed, 22 Oct 2008 02:37:51 GMT

@Anonymous wrote:

Your signature is always very close, but likely not ever identical.

Keep a copy of the paper you signed for them. If it came down to it, you could likely prove they used that signature to produce a falsified signed document. I changed my signature just a bit from normal.

That's what I was wondering, change your signature so it doesn't look like your true siggy and when something comes up with it .... wouldn't you have a really good case against them?

I thought this because last October I sat down on a Sat morning to do my bills and when I opened my account there was an almost 2000.00 withdrawal on my account from a jewerly store ... not my style, long story! Bottom line was I got my money back but when I talked to who did the investigation ... I guess they had a signature data base somewhere and the guy point blank said ... this is not your signature, not even close. So I know it can be proved!