https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Cap1-CO/m-p/3355643#M359905 <P>So I have a CO from Cap1. It first went to a CA, but luckily for me it was pulled back by Cap1 (no idea why). So I have been paying them monthly to get it paid off. I'm sure it probably dinged me at first, but now&nbsp;every time&nbsp;it reports I gain a couple points <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P><P>My question is since it is with Cap1 do you think after I pay it off in full, which will be in about 2 months, they might re-instate my card instead of reporting it as a CO? Has anyone had this happen or even ask?? It was just a crazy thought I had....</P> Mon, 18 Aug 2014 18:17:03 GMT JPeanut503 2014-08-18T18:17:03Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Cap1-CO/m-p/3355643#M359905 <P>So I have a CO from Cap1. It first went to a CA, but luckily for me it was pulled back by Cap1 (no idea why). So I have been paying them monthly to get it paid off. I'm sure it probably dinged me at first, but now&nbsp;every time&nbsp;it reports I gain a couple points <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P><P>My question is since it is with Cap1 do you think after I pay it off in full, which will be in about 2 months, they might re-instate my card instead of reporting it as a CO? Has anyone had this happen or even ask?? It was just a crazy thought I had....</P> Mon, 18 Aug 2014 18:17:03 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Cap1-CO/m-p/3355643#M359905 JPeanut503 2014-08-18T18:17:03Z