Pinnacle Credit Svcs & Verizon Wireless

Anonymous — Thu, 04 Sep 2014 17:07:12 GMT

I'm watching my credit via CreditKarma.com and I see a "ding" on my TU file from Pinnacle Credit Services because of a VZW account I once had. CK shows the date PCS got the VZW account was November 19, 2010, now that it's September 4, 2014, has that not been long enough to fall off of a TU CR for someone living in California?

Also, there's another date I'm seeing on CK that's confusing me: "Report Date: This is the last date when any activity in this account was reported to TU. Note that recent activity may not yet show on the account since it takes time for some activity to appear in the bureau's system."... In that field is the date: May 24, 2014. How can there be any activity on the account when I haven't paid any attention to any notices from Pinnacle or VZW with regard to any past due ammounts or collection accounts?

I need to get my credit as good as I can get it as quickly as I can get it there so any help would be immensely appreciated!

Thanks,

Brian

Re: Pinnacle Credit Svcs & Verizon Wireless

joedtx — Fri, 05 Sep 2014 01:57:23 GMT

@Anonymous wrote:

I'm watching my credit via CreditKarma.com and I see a "ding" on my TU file from Pinnacle Credit Services because of a VZW account I once had. CK shows the date PCS got the VZW account was November 19, 2010, now that it's September 4, 2014, has that not been long enough to fall off of a TU CR for someone living in California?

Also, there's another date I'm seeing on CK that's confusing me: "Report Date: This is the last date when any activity in this account was reported to TU. Note that recent activity may not yet show on the account since it takes time for some activity to appear in the bureau's system."... In that field is the date: May 24, 2014. How can there be any activity on the account when I haven't paid any attention to any notices from Pinnacle or VZW with regard to any past due ammounts or collection accounts?

I need to get my credit as good as I can get it as quickly as I can get it there so any help would be immensely appreciated!

Thanks,
Brian
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I'm a noob myself but I have been reading a ton of threads there does seem to be a consensus that CreditKarma isn't an exacting method as the 'free' report that you are allowed by law each year via annualcreditreport.com, keep in mind that you do get reports from all three reporting agencies but no credit score. Hopefully one our helpful experts can give more specific detail on your question Good Luck!

topic Re: Pinnacle Credit Svcs & Verizon Wireless in Rebuilding Your Credit

Pinnacle Credit Svcs & Verizon Wireless

Re: Pinnacle Credit Svcs & Verizon Wireless