topic Re: Fingerhut finally deleted!! in Rebuilding Your Credit

Fingerhut finally deleted!!

mzgg09 — Thu, 09 Oct 2014 19:18:15 GMT

I'm a little late posting this. I sent a gw letter asking for early deletion of old charge off account. Was scheduled to be deleted Sept 2015. I currently have a fingerhut account that's in good standing. They sent letter back saying they must report accurate info blah blah blah. But a month later it had been deleted from the two reports it was listed on. Very happy. Had been trying for a while to get them to delete.

Re: Fingerhut finally deleted!!

Whitneyy — Thu, 09 Oct 2014 20:08:48 GMT

@mzgg09 wrote:
I'm a little late posting this. I sent a gw letter asking for early deletion of old charge off account. Was scheduled to be deleted Sept 2015. I currently have a fingerhut account that's in good standing. They sent letter back saying they must report accurate info blah blah blah. But a month later it had been deleted from the two reports it was listed on. Very happy. Had been trying for a while to get them to delete.

Good job!

They probably also realized that you had a good account in good standing to help their decision! Way to go!

Re: Fingerhut finally deleted!!

Anonymous — Thu, 09 Oct 2014 20:22:46 GMT

@mzgg09 wrote:
I'm a little late posting this. I sent a gw letter asking for early deletion of old charge off account. Was scheduled to be deleted Sept 2015. I currently have a fingerhut account that's in good standing. They sent letter back saying they must report accurate info blah blah blah. But a month later it had been deleted from the two reports it was listed on. Very happy. Had been trying for a while to get them to delete.

Your posting suggests that Fingerhut is forgiving! They appoved you although in the past your account was not great. Did the old account have a balance when you were approved for the new account?

Re: Fingerhut finally deleted!!

mzgg09 — Fri, 10 Oct 2014 02:18:49 GMT

Yes I wouldn't believe it if it didn't happen to me. Fingerhut has a heart afterall. I initially wrote to some higher up person at fingerhut last year to delete the account. I was met with a call from someone in their credit dept about opening a fresh start account. All this is while the old charge off account was still reporting. Reporting twice actually. I wasn't interested in getting an acct with fingerhut. Actually didn't think I would be able to get one. But anywho, I accepted offer only as a means to them softening their hearts and removing old charge off account. I had paid Jefferson capital system the balance several yrs ago. Long story short, all my efforts to get them to gw and delete fell flat until two months ago.

Re: Fingerhut finally deleted!!

Anonymous — Fri, 10 Oct 2014 03:47:34 GMT

@mzgg09 wrote:
Yes I wouldn't believe it if it didn't happen to me. Fingerhut has a heart afterall. I initially wrote to some higher up person at fingerhut last year to delete the account. I was met with a call from someone in their credit dept about opening a fresh start account. All this is while the old charge off account was still reporting. Reporting twice actually. I wasn't interested in getting an acct with fingerhut. Actually didn't think I would be able to get one. But anywho, I accepted offer only as a means to them softening their hearts and removing old charge off account. I had paid Jefferson capital system the balance several yrs ago. Long story short, all my efforts to get them to gw and delete fell flat until two months ago.

Ok I see. The old account was showing as zero balance when new account was approved.

Re: Fingerhut finally deleted!!

Anonymous — Fri, 10 Oct 2014 04:33:25 GMT

Congrats!.....Thanks for sharing...

Re: Fingerhut finally deleted!!

Anonymous — Sun, 05 Jul 2015 06:04:21 GMT

Would you happen to have the contact info for Fingerhut? I have been trying to get a paid CO removed.