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    <title>topic Equifax 04 vs 08 in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Equifax-04-vs-08/m-p/3675046#M380251</link>
    <description>&lt;P&gt;So I am thinking about possibly buying a new house in about 6-8 months. My equifax score her on this site is 604&amp;nbsp; YUCK!&amp;nbsp; I went to the Equifax site and bought a POWER score and it is 662. Huge difference. Will have my debt paid down from 71% to less than 10% by end of January. So I am hoping that my scores will increase across the board. I have the following baddies&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;TU&amp;nbsp; paid tax lien&amp;nbsp; due to fall off 7/15&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Equifax paid tax lien due to fall off 7/17, 2 paid judgements, one to come off 5/15, and 10/16&amp;nbsp; lates on old nelnet loan&amp;nbsp; that will fall off in 2016.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Experian&amp;nbsp; 2 paid judgements, same fall off dates, and nelnet loan lates that fall off on above date.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Everything is paid off.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Would like to see 680 - 690 mid score.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Please wish me luck !!!!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Fri, 05 Dec 2014 03:52:05 GMT</pubDate>
    <dc:creator>traveler2005</dc:creator>
    <dc:date>2014-12-05T03:52:05Z</dc:date>
    <item>
      <title>Equifax 04 vs 08</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Equifax-04-vs-08/m-p/3675046#M380251</link>
      <description>&lt;P&gt;So I am thinking about possibly buying a new house in about 6-8 months. My equifax score her on this site is 604&amp;nbsp; YUCK!&amp;nbsp; I went to the Equifax site and bought a POWER score and it is 662. Huge difference. Will have my debt paid down from 71% to less than 10% by end of January. So I am hoping that my scores will increase across the board. I have the following baddies&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;TU&amp;nbsp; paid tax lien&amp;nbsp; due to fall off 7/15&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Equifax paid tax lien due to fall off 7/17, 2 paid judgements, one to come off 5/15, and 10/16&amp;nbsp; lates on old nelnet loan&amp;nbsp; that will fall off in 2016.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Experian&amp;nbsp; 2 paid judgements, same fall off dates, and nelnet loan lates that fall off on above date.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Everything is paid off.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Would like to see 680 - 690 mid score.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Please wish me luck !!!!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 05 Dec 2014 03:52:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Equifax-04-vs-08/m-p/3675046#M380251</guid>
      <dc:creator>traveler2005</dc:creator>
      <dc:date>2014-12-05T03:52:05Z</dc:date>
    </item>
    <item>
      <title>Re: Equifax 04 vs 08</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Equifax-04-vs-08/m-p/3675906#M380322</link>
      <description>&lt;P&gt;Good Luck!&lt;/P&gt;</description>
      <pubDate>Fri, 05 Dec 2014 21:05:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Equifax-04-vs-08/m-p/3675906#M380322</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-12-05T21:05:10Z</dc:date>
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