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    <title>topic Re: Verizon Wireless PFD in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3745320#M386878</link>
    <description>Awesome! Keep me updated please. Curious to see if she's really as helpful as GMCdee said.</description>
    <pubDate>Fri, 16 Jan 2015 19:10:56 GMT</pubDate>
    <dc:creator>cartwrna</dc:creator>
    <dc:date>2015-01-16T19:10:56Z</dc:date>
    <item>
      <title>Verizon Wireless PFD</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3702029#M382679</link>
      <description>&lt;P&gt;Does anyone have any contact information or any advice when dealing with VW?&lt;/P&gt;&lt;P&gt;This is my last baddie...and I would love for them to agree to do a PFD.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 23 Dec 2014 03:53:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3702029#M382679</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-12-23T03:53:15Z</dc:date>
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    <item>
      <title>Re: Verizon Wireless PFD</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3703794#M382836</link>
      <description>Good luck! I've tried PFD with them and no dice! Also my last collection on EQ and EX. If you do a google search for there info you can find it :-)</description>
      <pubDate>Wed, 24 Dec 2014 05:37:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3703794#M382836</guid>
      <dc:creator>cartwrna</dc:creator>
      <dc:date>2014-12-24T05:37:55Z</dc:date>
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    <item>
      <title>Re: Verizon Wireless PFD</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3737056#M385935</link>
      <description>I PMd you a question gmcdee :-)</description>
      <pubDate>Mon, 12 Jan 2015 20:34:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3737056#M385935</guid>
      <dc:creator>cartwrna</dc:creator>
      <dc:date>2015-01-12T20:34:57Z</dc:date>
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    <item>
      <title>Re: Verizon Wireless PFD</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3744941#M386830</link>
      <description>&lt;P&gt;Thanks for the contact! Did she help you with a PFD?&amp;nbsp;&lt;/P&gt;&lt;P&gt;What were the details of your charge off?&lt;/P&gt;</description>
      <pubDate>Fri, 16 Jan 2015 15:58:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3744941#M386830</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-01-16T15:58:07Z</dc:date>
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      <title>Re: Verizon Wireless PFD</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3744967#M386834</link>
      <description>I PMd her and never got a reply, she hasn't been on since joining the 12th and sending that two two Verizon posts. Maybe GMCDEE is Nicole lol. Let me know if you call!</description>
      <pubDate>Fri, 16 Jan 2015 16:12:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3744967#M386834</guid>
      <dc:creator>cartwrna</dc:creator>
      <dc:date>2015-01-16T16:12:39Z</dc:date>
    </item>
    <item>
      <title>Re: Verizon Wireless PFD</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3744977#M386835</link>
      <description>&lt;P&gt;I'm planning on calling mid next week, I will keep you posted! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;I'm also sending off a round of emails and letters this weekend..hopefully I can make some headway.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 16 Jan 2015 16:19:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3744977#M386835</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-01-16T16:19:26Z</dc:date>
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    <item>
      <title>Re: Verizon Wireless PFD</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3744984#M386837</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Talk to Nicole,&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Does anyone else know if they will delete if you try this route?&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 30 Jan 2015 07:03:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3744984#M386837</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-01-30T07:03:28Z</dc:date>
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    <item>
      <title>Re: Verizon Wireless PFD</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3744990#M386838</link>
      <description>&lt;P&gt;Not sure, you can always try today if you have time..I don't..but please let me know if you do! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 16 Jan 2015 16:26:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3744990#M386838</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-01-16T16:26:57Z</dc:date>
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      <title>Re: Verizon Wireless PFD</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3745006#M386840</link>
      <description>I gave up on Verizon. There my only baddy left. Killing my score because it's from 2013 and updates monthly.</description>
      <pubDate>Fri, 16 Jan 2015 16:34:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3745006#M386840</guid>
      <dc:creator>cartwrna</dc:creator>
      <dc:date>2015-01-16T16:34:42Z</dc:date>
    </item>
    <item>
      <title>Re: Verizon Wireless PFD</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3745019#M386843</link>
      <description>&lt;P&gt;Yeah, It's my last one too...and I really want it off my reports. Mine is also pretty recent, 2012..So I'm sure its hurting my scores.&lt;/P&gt;&lt;P&gt;I'll let you know what I find out next week.&lt;/P&gt;</description>
      <pubDate>Fri, 16 Jan 2015 16:40:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3745019#M386843</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-01-16T16:40:00Z</dc:date>
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    <item>
      <title>Re: Verizon Wireless PFD</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3745040#M386848</link>
      <description>&lt;P&gt;&lt;FONT color="#0000FF"&gt;Can't post personal contact information for non-public figures on the forums. &amp;nbsp;--Revelate, myFICO moderator&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 30 Jan 2015 06:35:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3745040#M386848</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-01-30T06:35:48Z</dc:date>
    </item>
    <item>
      <title>Re: Verizon Wireless PFD</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3745320#M386878</link>
      <description>Awesome! Keep me updated please. Curious to see if she's really as helpful as GMCdee said.</description>
      <pubDate>Fri, 16 Jan 2015 19:10:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3745320#M386878</guid>
      <dc:creator>cartwrna</dc:creator>
      <dc:date>2015-01-16T19:10:56Z</dc:date>
    </item>
    <item>
      <title>Re: Verizon Wireless PFD</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3754154#M387783</link>
      <description>&lt;P&gt;Left a message last Friday..no call back.&lt;/P&gt;&lt;P&gt;Called again yesterday and left another message...no call back.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thats where I'm at now. Did you ever try filing a BBB complaint on VW?&lt;/P&gt;&lt;P&gt;I'm going to give it to the end of this week, then pursue that route to see if I can get someone to call me back about my CO.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Where are you at in this process now cartwrna? Just going to pay it, let it update, the GW them?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 30 Jan 2015 06:36:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3754154#M387783</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-01-30T06:36:15Z</dc:date>
    </item>
    <item>
      <title>Re: Verizon Wireless PFD</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3754217#M387794</link>
      <description>I'm waiting to see what happens with the reporting. I filed BBB complaint and EO will call you promptly. I didn't get anywhere with that route. Last time we spoke I was attempting to pay and just be done with it. That's when they informed me they sold the debt, so waiting to get a letter from them at which poibt I'll pay them to not report. The guy I spoke with in EO office wasn't too bright I don't think. I told him if they sold the debt that they needed to update the balance on their reporting to $0 or be in violation. At that point he told me they couldn't alter or change it and that the CA would do that (he doesn't realize they can't alter a OC reporting). He even said they would stop reporting so I asked if it would be deleted/removed 3 times in a row and each time he said yes. So it's the waiting game. I hope there's will be removed since he told me that and I can pay to not have the CA report. I'm giving then a month to update there reporting/remove at which point I'll call the EO again and initiate legal action if they won't comply. Legal action makes me nervous as I've never done it before but what's the worst that can happen I guess.</description>
      <pubDate>Wed, 21 Jan 2015 21:03:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3754217#M387794</guid>
      <dc:creator>cartwrna</dc:creator>
      <dc:date>2015-01-21T21:03:53Z</dc:date>
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    <item>
      <title>Re: Verizon Wireless PFD</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3755279#M387892</link>
      <description>&lt;P&gt;Those goons in Verizon EO are out of their minds. While I am still trying to be optimistic about their good deeds, One of them had told me that "Verizon is not regulated by FTC", I was like "Are you kidding me.' I think once they give you a case ID, recovery cant even touch it. I had to do Identiy Theft resolution. Despite Fraud Dept sending me Credit, lady was not able to approve anything. she was very clear that once EO put a case ID, they cant do anythging until it is released from EO Point of Contact.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Just as you said, mine is also reporting from Verizon despite them telling me that MRS has it. I really wish you can resolve this with those goons.&lt;/P&gt;</description>
      <pubDate>Thu, 22 Jan 2015 05:42:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3755279#M387892</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-01-22T05:42:27Z</dc:date>
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    <item>
      <title>Re: Verizon Wireless PFD</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3756291#M388040</link>
      <description>I just filed a BBB complaint this afternoon. No one has call me back from the EO, so hopefully this will prompt them to call me about it and hopefully get it resolved. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;</description>
      <pubDate>Thu, 22 Jan 2015 21:56:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3756291#M388040</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-01-22T21:56:31Z</dc:date>
    </item>
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      <title>Re: Verizon Wireless PFD</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3764443#M388831</link>
      <description>&lt;P&gt;So someone from the Verizon EO called me this morning and we talked through the debt, that I didn't dispute the debt, but that I wanted to pay it and have it removed from my credit reports. He said that the debt had been sold to EOS CCA and that they were the one's who I needed to pay. I then told him if that was the case, that Verizon need to update the balance to $0 on the charge off and let me deal with EOS CCA to pay the balance due. He said that he would contact the Recovery Dept. and ask them to look into this matter for me, and then call me back within 48 hours. I told him that it was illegal for them to report a balance due, as well as another collection agency reporting the same debt, and that IF the debt had been sold it needed to be updated to a $0 balance. (although I wish I could get them to remove it completely)...any updates on your situation?&lt;/P&gt;</description>
      <pubDate>Tue, 27 Jan 2015 22:20:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3764443#M388831</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-01-27T22:20:49Z</dc:date>
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    <item>
      <title>Re: Verizon Wireless PFD</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3764732#M388880</link>
      <description>None. Still haven't seen a new collection pop up or received any snail mail in regards to it. Nothing has changed on the reporting either. As a last ditch effort I disputed the reporting of it on TU and Equifax (couldn't get on Experian) as sold to another collection agency so waiting to see what happens. It's weird though because I can't login to TU disoute online anymore to check on it, just get an error message. And when I updated my Credit Karma this morning they were unable to update my TU report :-/ think I may give them a call.</description>
      <pubDate>Wed, 28 Jan 2015 00:30:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3764732#M388880</guid>
      <dc:creator>cartwrna</dc:creator>
      <dc:date>2015-01-28T00:30:44Z</dc:date>
    </item>
    <item>
      <title>Re: Verizon Wireless PFD</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3764736#M388883</link>
      <description>Correct me if I'm wrong, but you left a message for Nicole then some guy called you back? Was his name Mark by chance? It's weird Nicole never returned your messages.</description>
      <pubDate>Wed, 28 Jan 2015 00:31:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3764736#M388883</guid>
      <dc:creator>cartwrna</dc:creator>
      <dc:date>2015-01-28T00:31:51Z</dc:date>
    </item>
    <item>
      <title>Re: Verizon Wireless PFD</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3765095#M388944</link>
      <description>&lt;P&gt;I have finally sorted mine out. I got a call yesterday from ERs that they will be removing the reporting. Gentleman was very helpful. Even though other had told me that Verizon no longer had this acccount and it is currently with the MRS, a CA. I have a link for you that tell you if they have it or it has been sold to a CA. &amp;nbsp;If you enter your info and it comes up, 'the associate said,' this indicates that Verizon still has it. NOT that it makes any difference as far as the reporting goes but it just shows that if you push it harder you may hit the nail.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A href="https://ebillpay.verizonwireless.com/cws/viewLoginPage.do" target="_blank"&gt;https://ebillpay.verizonwireless.com/cws/viewLoginPage.do&lt;/A&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 28 Jan 2015 03:11:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Verizon-Wireless-PFD/m-p/3765095#M388944</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-01-28T03:11:21Z</dc:date>
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