https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-rocks-don-t-get-discouraged-if-denied/m-p/3771413#M389610 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/867562">@roxiee</a> wrote:<BR />I've recently began to help my mother with her credit. She was able to open a capital one platinum with a low initial cl of $300 (have to start somewhere) she's been making timely payments and keeping her utilitization low for 6 months. She received a preapproval for the Quicksilver one card, applied and got denied. Since I've been basically stalking all you good folks threads. I encouraged her to call for a reconsideration, she was hesitant because of her poor credit. Instead she sent a secured message through the account portal and received a reply stating they couldn't discuss those matters by writing, that she would have to call. Shortly after she received an email stating she got approved with a 1k limit!! How awesome is that! Can't thank this forum enough, I'm educating myself everyday with all the helpful advice.<HR /></BLOCKQUOTE><P>Excellent, grats to your mom <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P> Sat, 31 Jan 2015 18:47:49 GMT gdale6 2015-01-31T18:47:49Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-rocks-don-t-get-discouraged-if-denied/m-p/3770800#M389543 I've recently began to help my mother with her credit. She was able to open a capital one platinum with a low initial cl of $300 (have to start somewhere) she's been making timely payments and keeping her utilitization low for 6 months. She received a preapproval for the Quicksilver one card, applied and got denied. Since I've been basically stalking all you good folks threads. I encouraged her to call for a reconsideration, she was hesitant because of her poor credit. Instead she sent a secured message through the account portal and received a reply stating they couldn't discuss those matters by writing, that she would have to call. Shortly after she received an email stating she got approved with a 1k limit!! How awesome is that! Can't thank this forum enough, I'm educating myself everyday with all the helpful advice. Sat, 31 Jan 2015 04:51:42 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-rocks-don-t-get-discouraged-if-denied/m-p/3770800#M389543 roxiee 2015-01-31T04:51:42Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-rocks-don-t-get-discouraged-if-denied/m-p/3770831#M389548 Wow! This is certainly great news. Congrats to mom. Sat, 31 Jan 2015 05:18:54 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-rocks-don-t-get-discouraged-if-denied/m-p/3770831#M389548 Anonymous 2015-01-31T05:18:54Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-rocks-don-t-get-discouraged-if-denied/m-p/3770948#M389561 <P>Great news! I have no problem with Cap1. I started building credit with them on a Credit Steps with a $500 CL. Now, just a few years later, I have a 10k Venture card, in addidiion to all the other good cards I have.</P> Sat, 31 Jan 2015 07:49:53 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-rocks-don-t-get-discouraged-if-denied/m-p/3770948#M389561 Anonymous 2015-01-31T07:49:53Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-rocks-don-t-get-discouraged-if-denied/m-p/3771046#M389573 Very nice! I really like Cap1. I told my dad to apply a few months ago and he got approved for $300 CL on Cap1 platinum. 6 months later they increased his limit by $3000 making his CL $3300. I got my husband a secured Cap1 at the same time for $200 and 6 months later they raised his to a $500 limit. Sat, 31 Jan 2015 13:50:33 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-rocks-don-t-get-discouraged-if-denied/m-p/3771046#M389573 Anonymous 2015-01-31T13:50:33Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-rocks-don-t-get-discouraged-if-denied/m-p/3771413#M389610 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/867562">@roxiee</a> wrote:<BR />I've recently began to help my mother with her credit. She was able to open a capital one platinum with a low initial cl of $300 (have to start somewhere) she's been making timely payments and keeping her utilitization low for 6 months. She received a preapproval for the Quicksilver one card, applied and got denied. Since I've been basically stalking all you good folks threads. I encouraged her to call for a reconsideration, she was hesitant because of her poor credit. Instead she sent a secured message through the account portal and received a reply stating they couldn't discuss those matters by writing, that she would have to call. Shortly after she received an email stating she got approved with a 1k limit!! How awesome is that! Can't thank this forum enough, I'm educating myself everyday with all the helpful advice.<HR /></BLOCKQUOTE><P>Excellent, grats to your mom <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P> Sat, 31 Jan 2015 18:47:49 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Capital-One-rocks-don-t-get-discouraged-if-denied/m-p/3771413#M389610 gdale6 2015-01-31T18:47:49Z