https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Lowered-utilization-score-went-both-ways-lol/m-p/3831443#M396601 Got two alerts today, one for EQ and one for TU due to a lower balance. A credit card that was reporting a $3 balance went to $0. Lost 3 points on TU and gained 5 on EQ! Just can't win with TU. Hopefully when one of my last collections is removed my score goes up. It's a collection just on TU. Sat, 28 Feb 2015 21:25:02 GMT cartwrna 2015-02-28T21:25:02Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Lowered-utilization-score-went-both-ways-lol/m-p/3831443#M396601 Got two alerts today, one for EQ and one for TU due to a lower balance. A credit card that was reporting a $3 balance went to $0. Lost 3 points on TU and gained 5 on EQ! Just can't win with TU. Hopefully when one of my last collections is removed my score goes up. It's a collection just on TU. Sat, 28 Feb 2015 21:25:02 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Lowered-utilization-score-went-both-ways-lol/m-p/3831443#M396601 cartwrna 2015-02-28T21:25:02Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Lowered-utilization-score-went-both-ways-lol/m-p/3831634#M396615 <P>I hear ya!! &nbsp;TU drives me crazy. &nbsp;I will say though that they only ding you one or two points for inquiries, while Experian will hit you for 15 points for an inquiry!! &nbsp;</P> Sat, 28 Feb 2015 23:20:46 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Lowered-utilization-score-went-both-ways-lol/m-p/3831634#M396615 Anonymous 2015-02-28T23:20:46Z