topic Re: Early Exclusion Successful on TU/EX in Rebuilding Your Credit

Early Exclusion Successful on TU/EX

Anonymous — Tue, 17 Mar 2015 23:06:05 GMT

I have a paid collection account from Commonwealth Communications Services (original creditor was Comcast Cable), originally scheduled to fall off June/July of 2015 (depending on which report I look at).

TransUnion: Called on 2/20/15. Removed it within 24 hours.

Experian: Just got off the phone with a nice lady and she checked the DOFD and said she could remove it now (will take 24-72 hours, plus email confirmation).

Equifax: Called some weird number, got an automated phone dispute system. Will have to look for another number maybe. Or wait the 3 months. Heard EQ is the hardest egg to crack.

Just wanted to give my experience so others know it's not impossible. I've heard some people you get on the phone from the CRA are difficult and refuse to delete anything.

It's possible!

Re: Early Exclusion Successful on TU/EX

gdale6 — Tue, 17 Mar 2015 23:53:00 GMT

Grats to your EE success

Re: Early Exclusion Successful on TU/EX

Deltadog03 — Wed, 18 Mar 2015 00:23:33 GMT

congrats!! yes EQ is ugh!!!

Re: Early Exclusion Successful on TU/EX

Creditwiser — Wed, 18 Mar 2015 00:25:46 GMT

Nice going. Congrats on the deletes

Re: Early Exclusion Successful on TU/EX

Anonymous — Wed, 18 Mar 2015 00:29:43 GMT

Congrats! That's awesome!