How long will GW deletions take to post to my FICO score?

Anonymous — Thu, 23 Apr 2015 18:28:05 GMT

Hello!

I'm in the process of buying a house, and though I've always had great credit, I had a couple of late payments crop up in the last couple of months that showed up right before closing on the final credit report they pulled.

(Essentially, I had stopped using my credit cards and paid them off in anticipation of buying a house, and didn't realize I had Paypal connected to one, and Google Play connected to the other).

SO! I called both cards, and they both immediately granted me a goodwill deletion, since I'd had a perfect history up to this point.

My question is - how long will it take the GW deletions to post on my credit report, and update my score?

And - is there anything I can do to expidite that process?

The woman in card services I spoke to mentioned it would take 48 hours... does that sound right to you guys?

Re: How long will GW deletions take to post to my FICO score?

gdale6 — Thu, 23 Apr 2015 22:07:00 GMT

@Anonymous wrote:
Hello!

I'm in the process of buying a house, and though I've always had great credit, I had a couple of late payments crop up in the last couple of months that showed up right before closing on the final credit report they pulled.

(Essentially, I had stopped using my credit cards and paid them off in anticipation of buying a house, and didn't realize I had Paypal connected to one, and Google Play connected to the other).

SO! I called both cards, and they both immediately granted me a goodwill deletion, since I'd had a perfect history up to this point.

My question is - how long will it take the GW deletions to post on my credit report, and update my score?

And - is there anything I can do to expidite that process?

The woman in card services I spoke to mentioned it would take 48 hours... does that sound right to you guys?

Once they actually submit the updates to E-Oscar its 3-5 business days for the updates if by manual submission 30-60 days. Sounds like they are going to submit it within 48 hrs. There is no way to speed up the process it has its own timeline.

topic Re: How long will GW deletions take to post to my FICO score? in Rebuilding Your Credit

How long will GW deletions take to post to my FICO score?

Re: How long will GW deletions take to post to my FICO score?