https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Should-I-Dispute/m-p/3961512#M411859 <P>Hi all</P><P>&nbsp;</P><P>I was looking for some advice. I apparently have an old hsbc account on my report that shows the date of first deliquency 02/2009. I dont remember the account but it might be mines yet i have never recieved anyything from bill collectors to pay it. Should i bother disputing it?</P> Sat, 25 Apr 2015 00:08:18 GMT Anonymous 2015-04-25T00:08:18Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Should-I-Dispute/m-p/3961512#M411859 <P>Hi all</P><P>&nbsp;</P><P>I was looking for some advice. I apparently have an old hsbc account on my report that shows the date of first deliquency 02/2009. I dont remember the account but it might be mines yet i have never recieved anyything from bill collectors to pay it. Should i bother disputing it?</P> Sat, 25 Apr 2015 00:08:18 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Should-I-Dispute/m-p/3961512#M411859 Anonymous 2015-04-25T00:08:18Z https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Should-I-Dispute/m-p/3962182#M411908 <P>I would call the creditor and inquire about the account.&nbsp; Perhaps it will refresh your memoty.</P><P>&nbsp;</P><P>If the creditor still owns the debt and has not hired a debt collector to assist in its collection, then you would not hear from a debt colletor.</P><P>&nbsp;</P><P>Until you have an idea of what is or is not inaccurate in their reporting, a dispute is premature.</P> Sat, 25 Apr 2015 07:30:29 GMT https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Should-I-Dispute/m-p/3962182#M411908 RobertEG 2015-04-25T07:30:29Z