topic Getting another card in Rebuilding Your Credit

Getting another card

Anonymous — Thu, 30 Apr 2015 00:53:34 GMT

Already approved for cap one. What other cards are good for rebuilding. I only have the new cap one so far.

Re: Getting another card

crrredit — Thu, 30 Apr 2015 01:21:33 GMT

In addition to Cap One, I have a secured card from First National Bank of Omaha (FNBO). Happy with them. They manually review the app, so it might take a while. I think from the time I apped to the time I got my card it was two months. But they say they can offer CLI after 7 months, and will consider graduating to unsecured after 11 months. Look for Banks that will graduate the card after a year or so. Also consider a local credit union. The Navy Credit union is popular here, for those who can join.

Re: Getting another card

Anonymous — Thu, 30 Apr 2015 02:01:55 GMT

The Bank of America secured card will graduate to a regular card after a year. You can also convert it to a rewards card once you've had it for a month or so.

Re: Getting another card

myjourney — Thu, 30 Apr 2015 04:05:24 GMT

https://www.sdfcu.org/emv-creditcards

No HP required

Great rate

Reports to all 3 CB's

No AF

No FTF

EMV chip

Just doesn't graduate but excellent building tool for scores and history

Also secure loans available for a great credit mix (installment loan)

https://www.sdfcu.org/share-secured-loans

Re: Getting another card

Anonymous — Thu, 30 Apr 2015 08:52:50 GMT

Thank you everyone for the great info. I appreciate it.