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    <title>topic I guess I have arrived  LOLOL in Rebuilding Your Credit</title>
    <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-guess-I-have-arrived-LOLOL/m-p/240546#M4150</link>
    <description>&lt;DIV&gt;Well in the past week I have received 2 (yes 2) "preapproved" offers in the mail.&amp;nbsp; Now I know for many that their mail is chocked full of offers every day but these are the first offers I have received in a long long time.&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Now I might be more excited about them if there weren't from American General Finance (yup just cash this check and you owe me for life kind of loan)&lt;/DIV&gt;&lt;DIV&gt;And from a Take this check and cash it place and we can charge you 365 percent in daily interest.&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;LOLOL&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I guess I am still arriving&amp;nbsp; &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;</description>
    <pubDate>Sat, 17 May 2008 16:36:44 GMT</pubDate>
    <dc:creator>granny031350</dc:creator>
    <dc:date>2008-05-17T16:36:44Z</dc:date>
    <item>
      <title>I guess I have arrived  LOLOL</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-guess-I-have-arrived-LOLOL/m-p/240546#M4150</link>
      <description>&lt;DIV&gt;Well in the past week I have received 2 (yes 2) "preapproved" offers in the mail.&amp;nbsp; Now I know for many that their mail is chocked full of offers every day but these are the first offers I have received in a long long time.&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Now I might be more excited about them if there weren't from American General Finance (yup just cash this check and you owe me for life kind of loan)&lt;/DIV&gt;&lt;DIV&gt;And from a Take this check and cash it place and we can charge you 365 percent in daily interest.&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;LOLOL&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I guess I am still arriving&amp;nbsp; &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Sat, 17 May 2008 16:36:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-guess-I-have-arrived-LOLOL/m-p/240546#M4150</guid>
      <dc:creator>granny031350</dc:creator>
      <dc:date>2008-05-17T16:36:44Z</dc:date>
    </item>
    <item>
      <title>Re: I guess I have arrived  LOLOL</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-guess-I-have-arrived-LOLOL/m-p/240564#M4152</link>
      <description>&lt;DIV&gt;wtggg granny&amp;nbsp; it's a start!!!!&amp;nbsp; I would not accept that 365% tho&amp;nbsp; lmao.&lt;/DIV&gt;
&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;
&lt;DIV&gt;They will start all at one time.....just sit back &amp;amp; wait!&lt;/DIV&gt;</description>
      <pubDate>Sat, 17 May 2008 17:07:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-guess-I-have-arrived-LOLOL/m-p/240564#M4152</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-05-17T17:07:48Z</dc:date>
    </item>
    <item>
      <title>Re: I guess I have arrived  LOLOL</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-guess-I-have-arrived-LOLOL/m-p/240565#M4153</link>
      <description>&lt;DIV&gt;I used to get those too.&amp;nbsp; I called the "opt-out" # so that those kind of offers don't get to my mailbox.&amp;nbsp;(within about 6 weeks it all ceased)&amp;nbsp;I figured that when I want credit, I'll call a reputable company &amp;amp; see what kind of rate I can get.&amp;nbsp; Needless to say, it's been a long time since I've done that!&amp;nbsp; hehe&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I just don't like those sitting in my (accessible) mailbox all day while I'm at work. Who knows who can grab those up!&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Good feeling to be receiving &lt;EM&gt;some &lt;/EM&gt;kind of offers tho! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/DIV&gt;</description>
      <pubDate>Sat, 17 May 2008 17:08:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-guess-I-have-arrived-LOLOL/m-p/240565#M4153</guid>
      <dc:creator>BungalowMo</dc:creator>
      <dc:date>2008-05-17T17:08:55Z</dc:date>
    </item>
    <item>
      <title>Re: I guess I have arrived  LOLOL</title>
      <link>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-guess-I-have-arrived-LOLOL/m-p/241044#M4241</link>
      <description>&lt;DIV&gt;I did the opt out thing too.&amp;nbsp; I dont want someone fishing around my cr and adding unneccessary inquiries into my reports.&lt;/DIV&gt;</description>
      <pubDate>Sun, 18 May 2008 16:15:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/I-guess-I-have-arrived-LOLOL/m-p/241044#M4241</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-05-18T16:15:11Z</dc:date>
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